MReport November 2019

TheMReport — News and strategies for the evolving mortgage marketplace.

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64 | TH E M R EP O RT FINAL THOUGHTS An Uncertain Future From changes to FHA regulations, mortgage rate fluctuations, and economic uncertainty, the closing months of 2019 are a mixed bag of the good, the bad, and everything in between. "beating expectations" BuildFax CEO Jonathan Janarek said construction and home sales are boosting the market. "functionally not existing" Ben Metcalf, California's former Director of the State's Department of Housing and Community Development, on the potential end of single-family zoning as the state tries to move toward a higher-density approach. "actually make a difference." Dr. Benjamin Carson, Secretary of the Department of Housing Urban Development, on changes to the False Claims Act, which will shift regulatory oversight from the Department of Justice back to HUD. "parallel dynamic is playing out" A report by the Council of Foriegn Relations says current economic conditions are similar to the years leading up to the Great Recession. "remains a major barrier" Sam Khater, Chief Economist, Freddie Mac, on housing inventory shortages

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