MReport December 2019

TheMReport — News and strategies for the evolving mortgage marketplace.

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YOUR TRUSTED SOURCE FOR MORTGAGE BANKING NEWS DECEMBER 2019 THEMREPORT.COM At the Starting Line Mortgage experts discuss the challenges ahead, from recessionary fears to how millennials are changing the market. REMOVING THE PATCH AND REOPENING THE QM DEBATE The end of the patch and revision of the QM is likely to set the standards for borrowers' access to affordable mortgage credit for years to come. UNLOCKING A NEW WAVE OF INNOVATION Changes to the Qualified Mortgage Rule could level the playing field and push the industry forward. THE KEYS TO GROWTH With the U.S. economy nearing the end of a historic expansion, here's why first-time homebuyers are critical. THE UNSEEN STRUGGLE Here's how Family Reach is working to make sure cancer patients have one less thing to worry about— losing their home. SPECIAL SECTION THE QM PATCH

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