TheMReport — News and strategies for the evolving mortgage marketplace.
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Publisher Publisher Jon Ball Jon Ball contributing editor contributing editor Abby Gregory Abby Gregory online editor online editor theMrePort.coM theMrePort.coM Ryan Schuette Ryan Schuette Publisher coPy editors Mark Hulme Alison Rich Alison Rich emily White Youree Abby Gregory emily White Youree heather hill Online Editor Tory Barringer heather hill theMReport.com contributors phil Britt Copy Editors contributors Bob Calandra Ashley Harris phil Britt eric Fox Alison Rich Bob Calandra Jack Konyk Youree Emily White eric Fox Mark Lieberman Contributors Phil Britt coPy editors Editor NEWHUDHOARULES TOOKEFFECTJAN.2013 YOUR business is OUR business! ISYOUREXISTINGCOMPLIANCE First American Mortgage Services is laser focused on SOLUTIONWORKINGANDEFFICIENT? OUR business is OUR business! mitigating YOUR cost, risk and exposure by aligning st Americanour advancedServiceswith YOUR strategicon Mortgage solutions is laser focused objectives » HUDrequiresallHOAliensberemovedbeforetheservicer conveys title, effectively leaving the servicer igating YOUR cost, risk and exposure by aligning to either and compliance needs. negotiateremovaloffeesorpaythem. Can you quickly and advanced solutions withifYOUR strategic objectives easily determine a property is in an HOA, and find the current We arecontact information, and negotiate with the HOA? the New First American, over 120 years young, d compliance HOA needs. strong and financially secure. » ServicersmustremoveHOAliensandpayanyoutstanding are the New First American, over 120 years young, can be very time consuming and have a tremendous impact ong and financially secure. on a servicer's resources and revenue model. HOAfeespriortoconveyance. HOA outreach and negotiations SperlongaidentifiesallHOAs,collectspayoffdocumentationand negotiatesHOAfeesonbehalfoftheservicer.Allofourworkis warrantedtoaddanadditionallayerofprotectionfortheservicer. creative director art director creative director associate art directors art director creative director design director associate art directors Art Director advertising associate art directors design director design Director technology advertising Jack Konyk Jason Stone Bob Calandra Mark Lieberman Chuck Green Jonathan Won Mark Lieberman Jason Stone Bruce Sons Jennifer Miller Chanyanont Loha-Unchit Jonathan Won Jason Stone Sean Walker Bruce Sons Jonathan Won Dina Duncan (214.525.6740) Chanyanont Loha-Unchit Jen Childers (214.525.6760) Jason Myers DanielleWalker Andi Zimmerman (214.525.6724) Sean Marino Sean Walker Toby Tull Dina Duncan (214.525.6740) Brandon Shangraw Robyn Clayton (214.525.6716) Jason Myers (214.525.6760) social Media Thomas Griffin Leon McKenzie (214.525.6754) Andi Zimmerman (214.525.6724) David Hoierman (214.708.2344) Ani Vera technology Ryan McLemore (214.525.6723) Toby Tull circulation/corresPondence Celina Myers (214.525.6760) Jason Avila Shangraw Brandon Advertising social Media social media Leon McKenzie Melissa Martin Ani Vera THEFIVESTARINSTITUTE Brandon Shangraw Technology FORDEFAULTSERVICINGPROFESSIONALS circulation circulation/corresPondence Chasity Clary Celina Avila corPorate officers chairMan & chief creative officer Mark hulme THEFIVESTARINSTITUTE edward R. Delgado chief executive officer FORDEFAULTSERVICINGPROFESSIONALS business develoPMent Andi Zimmerman chief financial officer Corporate John harrison Officers corPorate officers director of huMan Chairman & resources chairMan & Chief creative officer director of oPerations chief creative officer ernest Gillespie Mark Hulme Mark hulme Toby Tull president & Ed Delgado account executives Chief executive Officer chief executive officer Donna LottR. Delgado edward (214.525.6792) senior account executive Chief Financial Officer John Harrison sPonsorshiPs Jason Myers (214.525.6760) business develoPMent Andi Zimmerman Director of accounting Ernest Gillespie account executives Renee Charles (214.525.6742) chief financial officer John Griffin (214.525.6754) Thomasharrison Kristin Larson (214.525.6713) Matt Hulme ernest Gillespie Ryan McLemore director of oPerations (214.525.6706) Toby Tull Production Daniel Meeks Marketing executives account TravisMcKee Chris Bogdon Matt hulme senior account executive ason Stone Art Direction JDonna Lott (214.525.6792) Production Kyle Curtis Sean Walker sPonsorshiPs Miguel Martinez (214.525.6760) Jason Myers Jonathan Won Christian McCrossan account executives Jen Childers Renee Charles (214.525.6742) concierge Celina Avila Danielle Marino Marketing director of huMan resources CALLSPERLONGATODAY! 888.214.7314 art direction Thomas Griffin (214.525.6754) Jason Stone Kristin Larson (214.525.6713) Sean Walker Ryan McLemore Jonathan Won No part of this publication may be reproduced without (214.525.6706) written permission from the publisher. ©2013 REO Marketing may be LLC Travis Bogdon No part of this publication Publishing reproduced without All Rights Reserved written permission from the hulme Matt publisher. Insight | Innovation | Integrity First American Title Insurance Company and First American Mortgage Services make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. FIRST AMERICAN and FIRST AMERICAN TITLE are trademarks owned by First American Financial Corporation. © 2011 First American Financial Corporation and/or its affiliates. All rights reserved. SperlongaData.com 2 | 2 | The M RepoRT The M Report sight | Innovation | Integrity This publication is intended to provide accurate, authoritative, and detailed information in regard to ©2011 Reo matter covered. All written materials are the subject publishing LLC Production Kyle All Rights the publisher is not engaged in rendering disseminated with the understanding that Reserved Curtis legal advice or other professional services.Miguelcircumstance should the Under authoritative, and detailed This publication is intended to provide accurate, no Martinez information contained herein be relied matter covered. All written materials are be upon as legal advice as it is designed to information in regard to the subject a source of information only. MReport strongly encourages the use of qualified Christian McCrossan disseminated with the understanding that the publisher is not engaged in rendering attorneys or or other professional services. Under no circumstance should the legal advice other qualified experts with regard to the subject matter covered. MReport does not guarantee the accuracy of Celina Avila is designed to be information contained concierge herein be relied upon thelegal advice as it is not liable for any as information and damages, losses, or other only. MReport strongly encouragesuse of these materials. a source of information detriment that may result from the the use of qualified attorneys or other qualified experts with regard to the subject matter covered. art direction Jason Stone MReport does not guarantee the accuracy of the information and is not liable for any damages, losses, or other detriment that maySean Walker these materials. result from the use of Follow us. Jonathan Won No part of this publication may be reproduced without written permission from the publisher. ©2011 Reo publishing LLC All Rights Reserved This publication is intended to provide accurate, authoritative, and detailed information in regard to the subject matter covered. All written materials are disseminated with the understanding that the publisher is not engaged in rendering legal advice or other professional services. Under no circumstance should the information contained herein be relied upon as legal advice as it is designed to be a source of information only. MReport strongly encourages the use of qualified