Decoding Compliance

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Department ORIGINATION Or ig i nat ion s e r v ic i ng ORIGINATION origination a na ly t ic s Feature Local Edition Study Touts Market Sustainability Amid Doubt When Disaster Strikes: Avoiding Appraisal Pitfalls Flagstar Sells Document Imaging Business [39] [43] [45] se c on da r y m a r k e t The Latest what's inside? 38 QM Isn't the Antidote According to Some 40 O rigination Volumes End 2012 Strong 45 E dward Jones Mortgage Goes Under 39 The Curious Case of the Comfortable Consumer 41 Closing the Gap 46 40 Buyers Remorse, Sellers Rejoice 45 G uaranteed Rate Picks Up the Pace G uardian Announces Diversity Initiative 46 O RNL Federal Credit Union Expands The M Report | 37

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