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MReport October 2020

TheMReport — News and strategies for the evolving mortgage marketplace.

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64 | TH E M R EP O RT FINAL THOUGHTS A Season of Changes From the housing market's strength in the face of COVID-19 to recent changes to fair lending standards, here's what the industry is talking about. "COVID-related deceleration" Craig J. Lazzara, Managing Director and Global Head of Index Investment Strategy at S&P Dow Jones Indices, on the topic of home price changes "leveling off" Joel Kan, AVP of Economic and Industry Forecasting, MBA, on the first increase in credit availability in eight months "shis the burden of proof" Maxine Waters, Chairwoman, House Financial Services Committee, stating that's HUD's recent changes to the disparate impact standard under the Fair Housing Act could make it harder for victims of housing discrimination to prevail in court "nothing is normal" Todd Teta, Chief Product Officer, ATTOM Data Solutions, discussing continued housing affordability challenges despite wage increases and low mortgage rates "essential" Chris Hall, General Counsel and Director of Regional Initiatives for the Greater Portland, Maine, Council of Governments, on how increased housing density can help expand housing choices

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