MReport November 2022

TheMReport — News and strategies for the evolving mortgage marketplace.

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M R EP O RT | 3 M R EP O RT | 3 CO NTE NTS FEATURES 16 WITH GREAT CHALLENGES COME GREAT OPPORTUNITIES With inflation and mortgage rates rising to challenge the industry, MReport speaks to a cross-section of mortgage industry executives about why now is the time to rise to the oc- casion with innovation and efficiency. 26 JUGGLING PRIORITIES TO MAXIMIZE TECH SPEND How can lenders maintain the best level of IT service, integrate effectively with their partners, and innovate while also managing expenses? 30 PLANNING FOR SUSTAINABLE SUCCESS IN THE LEP MARKET Non-English-speaking borrowers remain an underserved market and potential revenue source. But lenders seeking to serve that market need to first consider several things. 34 BRINGING CREDIT INVISIBLES INTO THE LIGHT Michele M. Evans of Fannie Mae dis- cusses the GSE's new Positive Rent Payment Reporting pilot program and how renters on the path to homeownership can build their credit history and improve their credit score. SPONSORED CONTENT 24 PLAN AND PREVAIL: HOW THE INDUSTRY CAN PREPARE FOR AN UNCERTAIN FUTURE DEPARTMENTS 4 MTECH Blazing New Digital Paths 12 MCROWD Who's moving on and who's moving up in the industry

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