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38 | TH E M R EP O RT SPECIAL ADVERTISING SECTION: DATA & ANALYTICS SERVICE PROVIDERS Fiserv, Inc. KEY PERSONNEL Chris Bruner Managing Principal Paul Friedrichs Managing Principal Lee Gillispie Managing Principal CONTACT INFORMATION 255 Fiserv Drive Brookfield, WI 53045 Phone: 800.872.7882 Email: getsolutions@fiserv.com Web: Fiserv.com COMPANY DESCRIPTION Fiserv's approximately 24,000 associates worldwide are driving quality and innovation in Payments, Processing Services, Risk & Compliance, Customer & Channel Management, and Insights & Optimization with one thing in mind: to move money and information in a way that moves the world. That kind of clarity, combined with a belief that change always brings opportunity, is what has made Fiserv a trusted fintech leader and innovator for more than 30 years. It's what fuels their passion for being partners in possibility with their clients, and for providing innovative solutions and expertise that help their clients deliver financial services experiences in step with the way people live and work today. BUSINESS LINES, SERVICES, AND PRODUCTS Fiserv supports the origination and servicing mortgage markets with solutions to streamline the collection, review, and exchange of lending information. Using comprehensive analytics and intelligent automation, Fiserv provides tools that deliver internal efficiency and effective communication with clients' customers and business partners. Fiserv's solutions work with clients' existing investments to provide data aggregation, risk analysis, issue identification and resolution, continuous data reconciliation, and audit controls throughout the lifecycle of the loan, pool, or servicing portfolio. Getting accurate loan information: data sourcing and aggregation AllData ® automated asset verification from Fiserv enables clients to source asset data directly from over 18,000 financial account data sources while maintaining borrower confidence and privacy. With over fifteen years of account aggregation experience, Fiserv's solution provides verification of all types of asset accounts— bank or credit union, brokerage, investment, retirement, and 401k. AllData ® delivers integration flexibility for a proven turnkey solution for supporting secure, sophisticated asset verifications. With cleaned and normalized aggregated account data, clients reduce risk and cycle times while increasing operational efficiency and borrower satisfaction. Maximizing internal operational efficiency: data review and reconciliation LoanComplete™ from Fiserv converts file, pool and portfolio completion procedures into automated exception-based processes. It ingests data and documents from all sources, classifies and indexes the documents, extracts data from them, and compares that loan data to reconcile it to data stored in your other systems, to systematically streamline mortgage loan processing and servicing tasks. LoanComplete™ enables consistent quality control while freeing your staff to manage more complex issues, through contextual presentment of conflicting information for faster exception resolution. With real-time quality reviews preconfigured to lending industry standards, LoanComplete™ simplifies regulatory compliance and operational activities with robust business rules for workflows, tasks, queues, and reminders. Clients control the conditional logic, error thresholds, and standardized user action parameters. LoanComplete™ accelerates the loan processes, improving profitability through operational efficiency. Exchanging information effectively with customers and trading partners: sharing data Fiserv solutions are designed for ease in data exchange—whether directly between systems or between people. The Secure Lending™ platform from Fiserv lets clients adopt paper-free lending at a pace that suits clients' businesses by using one platform for borrower and partner collaboration, with version-controlled electronic document exchange between all parties. Convenient electronic signature options keep documents in electronic format from application through servicing, including at closing. If borrowers prefer to review and sign paper documents, after printing them from the platform they can upload the ink signed version back into the same folder, along with any loan conditions required. Closing and title companies enjoy the efficiency of tracking both the loan closing document package from Fiserv clients and the documents they prepare, in a single secure online folder. Copies of all borrower or closing company uploaded documents, and extensive audit trails of their activity, are sent automatically to LoanComplete™ for file completion. For secondary marketing and insuring, Fiserv speeds up loan file exchange using predefined file transformations and secure, tracked transmission; including support for FHA eCase Binder submissions. For advanced secondary market acceleration, the electronic vault supports the exchange of electronically signed notes, whether for loan sale or purchase or servicing rights transfers. Delivering Competitive Advantage for Clients' Business Whether you call it the electronic mortgage, digital mortgage, or data-enabled mortgage—Fiserv helps lending institutions deliver it throughout the entire life of the loan. Integration flexibility gives clients the choice of how and where to use Fiserv solutions in your existing technology footprint. Fiserv provides capabilities that enables its clients to move ahead of their competition with solutions that deliver an outstanding consumer experience and increased staff effectiveness.