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  • Rural America Still Facing Affordability Crisis 

    Rural America Still Facing Affordability Crisis 

    According to a recent Redfin study, homebuyers in rural U.S. counties now need to make a higher annual salary than they did before to the pandemic to afford a median-priced home. The post Rural...

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  • Small Investors Dominate as Investor Purchases Hold Steady 

    Small Investors Dominate as Investor Purchases Hold Steady 

    Investor buying stayed stable through mid-2025, even as total home sales slowed. Smaller investors are taking a bigger role while large players pull back, with activity concentrated in the South...

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  • Housing Market Outlook 2026: Resets, Risks, and Road to Recovery

    Housing Market Outlook 2026: Resets, Risks, and Road to Recovery

    From affordability pressures to investor dynamics and the industry’s blind spots, Rick Sharga offers a data-driven look at what will shape housing in 2026. The post Housing Market Outlook 2026:...

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  • Fed Rate Cut in December May Be More Likely as Officials Signal Support

    Fed Rate Cut in December May Be More Likely as Officials Signal Support

    Both New York Fed President John Williams and San Francisco Fed President Mary Daly signaled they support a rate cut when The Federal Open Market Committee next votes on rate policy on Dec....

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  • RealPage Agrees to Settle Antitrust Lawsuit With DOJ Over Rent Algorithm

    RealPage Agrees to Settle Antitrust Lawsuit With DOJ Over Rent Algorithm

    Prosecutors contended the company's algorithm illegally helped landlords drive up prices through the use of confidential data. Under the settlement, RealPage won't have to pay any damages or admit...

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  • U.S. Home Price Growth Slows to ‘Weakest Performance Since Mid-2023’ 

    U.S. Home Price Growth Slows to ‘Weakest Performance Since Mid-2023’ 

    September’s Case-Shiller data shows decelerating national gains, widespread monthly declines, and sharp weakness across Sun Belt metros as higher mortgage rates cool demand. The post U.S. Home...

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  • Pending Home Sales on the Rise as Lower Rates Unlock Pent-Up Demand 

    Pending Home Sales on the Rise as Lower Rates Unlock Pent-Up Demand 

    The National Association of Realtors has reported that contract signings increased from September but remain below last year’s levels, reflecting affordability challenges and uneven regional...

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  • MortgagePoint Webinar – The Human Multiplier: Where AI Stops and Expert Ops Begin

    MortgagePoint Webinar – The Human Multiplier: Where AI Stops and Expert Ops Begin

    Join MortgagePoint, Global Strategic, and Rocktop for an exclusive webinar that will delve into how lenders can move beyond pure AI automation and build “human-in-the-loop” operating models that...

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  • ICE First Look: Mortgage Prepayments Hit 3.5-Year High 

    ICE First Look: Mortgage Prepayments Hit 3.5-Year High 

    Andy Walden, Head of Mortgage and Housing Market Research at ICE said softening mortgage rates have helped push prepayments to the highest point in years. The post ICE First Look: Mortgage...

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  • Government News Roundup: Bessent Talks Recession Risks; FHFA Announces Caps, Loan Limits 

    Government News Roundup: Bessent Talks Recession Risks; FHFA Announces Caps, Loan Limits 

    Scott Bessent says he is confident Americans will feel economic relief next year generated by President Donald Trump’s tariff agenda and trade deals. U.S. Federal Housing makes major...

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  • Buyer vs. Investor: Cities Where Each Get the Upper Hand 

    Buyer vs. Investor: Cities Where Each Get the Upper Hand 

    According to a recent Realtor.com study, first-time homeowners have a significant advantage over investors in large metro regions where the upside for speculative buyers is limited by strict...

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  • Gen Z and Millennials Gain Ground in Homeownership as Market Shifts 

    Gen Z and Millennials Gain Ground in Homeownership as Market Shifts 

    “Millennials and Gen Z remind us that, while the journey to homeownership may lengthen, the destination remains the same,” said Sam Williamson, Senior Economist at First American. The post Gen Z...

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  • Jobs Report, Slowing Labor Market Complicate Fed’s December Rate Decision

    Jobs Report, Slowing Labor Market Complicate Fed’s December Rate Decision

    "Hold or cut, there will likely be multiple dissents," one economist said. The Fed vote could be a close call. The post Jobs Report, Slowing Labor Market Complicate Fed’s December Rate Decision...

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  • Great Financial Crisis: How Two Major Sources of Risk Have Been Contained

    Great Financial Crisis: How Two Major Sources of Risk Have Been Contained

    Writing for the NYU Furman Center, former Freddie Mac CEO Donald Layton examines the lasting effects of the Great Financial Crisis in a two-part series. In Part 1: How did the government, central...

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  • Housing Market Outlook 2026: Moderate Growth Amid Market Crosscurrents

    Housing Market Outlook 2026: Moderate Growth Amid Market Crosscurrents

    MBA Chief Economist Michael Fratantoni discusses origination volume, rate-path risks, fading lock-in effects, and the shifting labor market’s impact on credit quality. The post Housing Market...

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  • Homebuyer Regret Falls Sharply as Market Slowdown Boosts Confidence 

    Homebuyer Regret Falls Sharply as Market Slowdown Boosts Confidence 

    Buyer's remorse is trending downward as the U.S. housing market has recently changed from a fast-paced sellers' market to one that gives home purchasers more breathing room, as many Americans are...

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  • New Home Listings Rise Toward Pre-Pandemic Levels 

    New Home Listings Rise Toward Pre-Pandemic Levels 

    According to new commentary from Odeta Kushi, Deputy Chief Economist at First American, improving inventory is a crucial component of a long-term recovery for the nationwide housing market, as...

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  • Mortgage Originations Dip in Q3 Despite Gains in Refis, HELOCs 

    Mortgage Originations Dip in Q3 Despite Gains in Refis, HELOCs 

    According to ATTOM's Q3 2025 U.S. Residential Property Mortgage Origination Report, U.S. mortgage originations fell as mortgage activity eased. The post Mortgage Originations Dip in Q3 Despite...

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  • Housing Market Outlook 2026: Affordability, Rate Lock-In, and the Risks Ahead

    Housing Market Outlook 2026: Affordability, Rate Lock-In, and the Risks Ahead

    First American’s Chief Economist Mark Fleming breaks down affordability trends, life-event-driven demand, geographic price corrections, and the biggest risks shaping 2026. The post Housing Market...

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  • Analysis Shows Cities With Highest Mortgage Delinquency Rates

    Analysis Shows Cities With Highest Mortgage Delinquency Rates

    A new study shows surging delinquency nationwide, with several cities facing the steepest increases amid high housing costs and financial strain. The post Analysis Shows Cities With Highest...

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