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  • Will Refinancing Help U.S. Homeowner Affordability?

    Will Refinancing Help U.S. Homeowner Affordability?

    In a new report. Jake Krimmel, Senior Economist at Realtor.com, revealed that knowing whether a move passes a rule known as the "breakeven point," which examines whether upfront expenditures are...

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  • Existing-Home Sales Jump as Buyers Remain Hesitant

    Existing-Home Sales Jump as Buyers Remain Hesitant

    "Existing-home sales increased for the third straight month due to lower mortgage rates this autumn," said NAR Chief Economist Lawrence Yun. "However, ... with distressed property sales at...

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  • Is the 30% Rule for Rent Still Relevant? 

    Is the 30% Rule for Rent Still Relevant? 

    With rent costs outpacing income growth in many cities, experts say the 30% guideline offers context, but not a one-size-fits-all solution. The post Is the 30% Rule for Rent Still Relevant?  first...

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  • Senate Confirms New HUD Leadership Across FHA, Ginnie Mae, and Key Housing Offices

    Senate Confirms New HUD Leadership Across FHA, Ginnie Mae, and Key Housing Offices

    The U.S. Senate has confirmed a slate of senior leaders at HUD, formalizing appointments across FHA, Ginnie Mae, PIH, CPD, and other key offices shaping federal housing policy. The post Senate...

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  • More Homebuyers Turn to ARMs as High Mortgage Rates Persist

    More Homebuyers Turn to ARMs as High Mortgage Rates Persist

    According to Investopedia, roughly 10% of borrowers in September took out an adjustable-rate mortgage to buy a home. ARMs contributed significantly to the 2008 housing crisis, as many borrowers...

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  • U.S. Asking Rents Fall as Affordability Improves for Minimum-Wage Earners

    U.S. Asking Rents Fall as Affordability Improves for Minimum-Wage Earners

    As rents continue to fall nationwide, new Realtor.com data revealed metros where two minimum-wage workers working 40 hours per week could afford the median rental unit. The post U.S. Asking Rents...

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  • a360inc Enhances Notarization Services With New Acquisition 

    a360inc Enhances Notarization Services With New Acquisition 

    a360inc has expanded its digital signing and remote online notarization capabilities by acquiring Notary Hub, strengthening a360inc’s increasing credit risk management solutions across both the...

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  • Experts Share 2026 Housing Market, Affordability Forecast

    Experts Share 2026 Housing Market, Affordability Forecast

    Matt Schulz, Chief Consumer Finance Analyst at LendingTree, shared his U.S. housing market predictions for the upcoming year, detailing the trajectory of home affordability, mortgage debt,...

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  • Why Paying Off a Mortgage Early Isn’t Always the Best Move 

    Why Paying Off a Mortgage Early Isn’t Always the Best Move 

    Experts point to opportunity costs, emergency liquidity, and tax implications homeowners should weigh before accelerating payments. The post Why Paying Off a Mortgage Early Isn’t Always the Best...

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  • Insurance, Tax Hikes Push Homeownership Further Out of Reach in High-Risk Areas

    Insurance, Tax Hikes Push Homeownership Further Out of Reach in High-Risk Areas

    Rising insurance premiums and higher property taxes tied to climate and hazard risks are squeezing affordability, with sharper increases projected for 2026 and beyond. The post Insurance, Tax...

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  • Farmer Mac Securitizes $313.5 Million in Ag Mortgage Loans 

    Farmer Mac Securitizes $313.5 Million in Ag Mortgage Loans 

    The latest FARM Series transaction reflects continued institutional demand for ag assets despite ongoing macroeconomic volatility. The post Farmer Mac Securitizes $313.5 Million in Ag Mortgage...

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  • CFPB Finalizes Five Rule Adjustments to Allowable Dollar Thresholds

    CFPB Finalizes Five Rule Adjustments to Allowable Dollar Thresholds

    The Consumer Financial Protection Bureau said the new thresholds, which impact Regulations Z, M, and V, including HOEPA, qualified mortgages, appraisal exemptions, and credit report disclosure...

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  • Mortgage Applications Dip After Fed Rate Cut, MBA Data Shows 

    Mortgage Applications Dip After Fed Rate Cut, MBA Data Shows 

    MBA data showed both purchase and refinance applications declined as mortgage rates edged higher following the Fed’s December rate cut. The post Mortgage Applications Dip After Fed Rate Cut, MBA...

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  • Housing Inventory Growth Slows as New Listings Post Biggest Decline of 2025 

    Housing Inventory Growth Slows as New Listings Post Biggest Decline of 2025 

    With the Christmas season underway, prospective homebuyers and sellers are pulling back from the housing market, reflecting a decline in both new listings and pending sales nationwide. The post...

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  • Freddie Mac Names Kenny M. Smith as its New CEO

    Freddie Mac Names Kenny M. Smith as its New CEO

    Smith brings nearly four decades of financial services experience, including 27 years at Deloitte Consulting. Michael Hutchins, who has served as interim CEO, will continue as the company's...

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  • Home Prices Surge in Rural Vacation Markets Amid Remote-Work Migration 

    Home Prices Surge in Rural Vacation Markets Amid Remote-Work Migration 

    According to a recent study from Harvard's Joint Center for Housing Studies, home prices for second homes in the U.S. increased at a never-before-seen rate after the pandemic began, with previous...

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  • Gen Z Veterans Drive Sharp Rebound in VA Loan Activity 

    Gen Z Veterans Drive Sharp Rebound in VA Loan Activity 

    A new analysis from Veterans United Home Loans shows that the VA loan program rebounded nicely in Fiscal Year 2025, reversing last year's slowdown. The post Gen Z Veterans Drive Sharp Rebound in...

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  • Fannie Mae, Freddie Mac Reportedly Bulking Up Their Balance Sheets

    Fannie Mae, Freddie Mac Reportedly Bulking Up Their Balance Sheets

    Analysts say the GSEs’ growing balance sheets could help support mortgage pricing while positioning them for a return to public markets. The post Fannie Mae, Freddie Mac Reportedly Bulking Up...

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  • VRM Mortgage Services Promotes Industry Vet to Interim COO

    VRM Mortgage Services Promotes Industry Vet to Interim COO

    Following the passing of former EVP and COO Dr. Cheryl Travis-Johnson, VRM Mortgage Services has appointed Tiffany Fletcher, longtime SVP of Compliance as Interim COO. The post VRM Mortgage...

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  • Federal Reserve Officials Signal Split Views on Future Rate Path 

    Federal Reserve Officials Signal Split Views on Future Rate Path 

    Three members of the Federal Reserve's policy committee talked about interest rates last week, and they offered three different viewpoints about interest rate strategy. The post Federal Reserve...

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