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  • Here’s How Much More Income Homebuyers Need Than Renters  

    Here’s How Much More Income Homebuyers Need Than Renters  

    Falling mortgage rates and rising wages have narrowed the affordability divide, but buyers still need significantly more than the median U.S. household income to purchase a typical home. The post...

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  • National Mortgage Servicing Association Announces Leadership Transition: Patrick Coon, U.S. Bank Named Chairperson

    National Mortgage Servicing Association Announces Leadership Transition: Patrick Coon, U.S. Bank Named Chairperson

    Patrick Coon succeeds John Vella of Selene Finance as Chairperson of the industry-leading organization for mortgage servicing executives. The post National Mortgage Servicing Association Announces...

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  • Household Growth Shines, Deep in the Heart of Texas 

    Household Growth Shines, Deep in the Heart of Texas 

    While U.S. household growth rose 13% over the past decade, one Texas metro surged far ahead, driven by job growth, multigenerational in-migration, and steady housing demand, according to NAR. The...

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  • The Fed to Loosen Bank Rules in Effort to Boost Mortgage Lending 

    The Fed to Loosen Bank Rules in Effort to Boost Mortgage Lending 

    The central bank is preparing to ease U.S. bank capital requirements in a drive to encourage lenders to provide more mortgages for American homebuyers, according to Fed Vice-Chair for Supervision...

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  • Homeownership Divides Across Generations 

    Homeownership Divides Across Generations 

    New data from Redfin shows homeownership rising for white Gen Z and millennial households while slipping for their Black peers, highlighting growing generational divides in access to housing...

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  • Older Sellers Face Growing Penalty on Home-Sale Profits 

    Older Sellers Face Growing Penalty on Home-Sale Profits 

    While buying and selling a home are big financial decisions for most Americans, a new paper from the Center for Retirement Research revealed why older sellers receive lower returns, highlighting...

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  • Ghosting the Market: Metros Where Buyers are Backing Out of Deals

    Ghosting the Market: Metros Where Buyers are Backing Out of Deals

    The winter blues are hitting the housing landscape, and buyers are ghosting the market by snapping up homes from active inventory but then backing out after it's gone under contract. The post...

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  • Wall Street to Y’all Street’: America’s Wealthy are Swapping the City for Acres of Freedom in Texas

    Wall Street to Y’all Street’: America’s Wealthy are Swapping the City for Acres of Freedom in Texas

    Recent data from Texas Realtors shows that one-third of new residents are coming from California, Florida, New York, and Colorado, with 30% of interstate movers choosing to relocate to Dallas. The...

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  • New Construction Home Discounts Skew Market More Buyer-Friendly 

    New Construction Home Discounts Skew Market More Buyer-Friendly 

    The latest Realtor.com report highlighted that in Q4, new build listings showed more price reductions compared to existing homes, marking the first time in recent history that new homes were more...

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  • Refinancing Surpasses Purchase Loans in Q4 2025 

    Refinancing Surpasses Purchase Loans in Q4 2025 

    ATTOM's Q4 2025 U.S. Residential Property Mortgage Origination Report revealed the total dollar amount of loans in Q4 ticked up slightly from the previous quarter, despite home sale activity...

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  • California Expands Mortgage Relief for Disasters, Including 2025 LA Firestorms 

    California Expands Mortgage Relief for Disasters, Including 2025 LA Firestorms 

    The expansion announced by Gov. Gavin Newsom makes available up to a full year of mortgage assistance—up to $100,000—that does not need to be repaid. The post California Expands Mortgage Relief...

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  • USDA: Farm Sector Wealth Forecast to Grow in 2026 

    USDA: Farm Sector Wealth Forecast to Grow in 2026 

    The U.S. Department of Agriculture forecasts farm sector equity climbing to $3.92 trillion next year, driven by higher asset values even as debt continues to grow faster than assets. The post...

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  • Consumer Prices Rose Less Than Expected in January

    Consumer Prices Rose Less Than Expected in January

    January’s consumer price index came in slightly below forecasts, signaling continued moderation even as inflation remains above the Federal Reserve’s 2% target. The post Consumer Prices Rose Less...

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  • Freddie Mac Net Income, Profit Drop in 2025 as Credit-Loss Provisions Rise

    Freddie Mac Net Income, Profit Drop in 2025 as Credit-Loss Provisions Rise

    Freddie Mac reported full-year net income of $10.7 billion, down nearly 9% from 2024, as higher credit-loss provisions and lower net revenues weighed down results despite steady mortgage...

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  • The State of Household Mobility

    The State of Household Mobility

    This latest decrease was primarily driven by homeowners, who chose to remain in their homes due to elevated interest rates and housing prices. Meanwhile, renter mobility remained stable as the...

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  • Fannie Mae Earns $3.5B in Fourth Quarter, $14.4B in 2025

    Fannie Mae Earns $3.5B in Fourth Quarter, $14.4B in 2025

    While income for the year was down 15% from 2024, Fannie Mae's net worth rose to a record $109 billion as of Dec. 31. The post Fannie Mae Earns $3.5B in Fourth Quarter, $14.4B in 2025 first...

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  • Housing Inventory Up Since Last Year, But Losing Ground on Pre-Pandemic Recovery

    Housing Inventory Up Since Last Year, But Losing Ground on Pre-Pandemic Recovery

    The number of actively listed homes rose 10% compared to January 2025. It marks the 27th consecutive month of year-on-year inventory gains, according to the Monthly Market Trends Report by...

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  • Consumer Delinquencies at Highest Level in Nearly a Decade

    Consumer Delinquencies at Highest Level in Nearly a Decade

    The housing market continues to drive debt growth, with mortgage balances growing by $98 billion to total $13.17 trillion at the end of December, according to the Federal Reserve Bank of New...

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  • Condo Markets Experience ‘Major Shifts’ in 2026

    Condo Markets Experience ‘Major Shifts’ in 2026

    The introduction of a new obligatory digital transparency law and a significant court decision that provided developers with a so-called "poison pill" have dramatically altered the power dynamics...

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  • Fed’s Miran: Data Suggests Americans Aren’t Shouldering Tariff Impact 

    Fed’s Miran: Data Suggests Americans Aren’t Shouldering Tariff Impact 

    Fed Governor Stephen Miran says the Trump administration’s policy of trade tariffs has proved more benign than many had feared in comments in which he argued that foreigners and their firms are...

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