TheMReport.com Article Feed

TheMReport.com keeps you informed through daily Web casts, community forums and a wide range of industry resources. With one click to TheMReport.com, the Mortgage Origination industry is at your fingertips!

  • Rising Borrower & Economic Uncertainty Drive Q1 Mortgage Default Risk Upward

    Rising Borrower & Economic Uncertainty Drive Q1 Mortgage Default Risk Upward

    Milliman, Inc., recently released the Q1 2025 results of its Mortgage Default Index (MMDI), revealing the lifetime significant delinquency rate for residences that are 180 days or more past due...

    Read Article
  • FHA and Ginnie Mae Announce New Leadership Candidates

    FHA and Ginnie Mae Announce New Leadership Candidates

    Frank Cassidy, current Principal Deputy Assistant Secretary HUD has been nominated to serve as Commissioner of the FHA, while Joseph M. Gormley has accepted the nomination as new President of...

    Read Article
  • Insurance Premium Hikes Drag Down Housing Affordability

    Insurance Premium Hikes Drag Down Housing Affordability

    "In some cases, homeowners are now spending more than half of their monthly mortgage payment on insurance and taxes,” said Ben Madick, CEO and Co-Founder of Matic. “An increasing number of people...

    Read Article
  • Q2 Commercial/Multifamily Borrowing Surges YoY

    Q2 Commercial/Multifamily Borrowing Surges YoY

    "Commercial and multifamily borrowing gained significant momentum in the second quarter of 2025, with strong increases across most property types and capital sources," said Reggie Booker, MBA’s...

    Read Article
  • Trump Inching Closer Toward Fannie/Freddie Privatization?

    Trump Inching Closer Toward Fannie/Freddie Privatization?

    President Trump has reportedly met with CEOs of some of the nation’s largest banks to discuss strategies for taking Fannie Mae and Freddie Mac public, and exploring ways in which these major...

    Read Article
  • New Bill Offers Relief to Homeowners After Natural Disasters

    New Bill Offers Relief to Homeowners After Natural Disasters

    The Mortgage Relief for Disaster Survivors Act would grant homeowners in areas that have received disaster declarations from the President, Governors, or Tribal leaders 180 days of mortgage...

    Read Article
  • Sen. Gillibrand Leads Charge to Revive CFPB Funding

    Sen. Gillibrand Leads Charge to Revive CFPB Funding

    Following passage of President Trump’s One Big Beautiful Bill, New York Senator introduces legislation to restore CFPB funding to 12% of the Federal Reserve’s operating budget, ensuring the Bureau...

    Read Article
  • Mortgage App Payments Slip as Buyer Affordability Improves

    Mortgage App Payments Slip as Buyer Affordability Improves

    "Affordability conditions improved in June, a positive sign for prospective homebuyers looking to take advantage of slightly lower mortgage rates and moderating home prices," said Edward Seiler,...

    Read Article
  • Are Homebuyers Gaining an Edge in the Market? 

    Are Homebuyers Gaining an Edge in the Market? 

    According to Redfin, some major markets are reporting a drop in home prices as supply exceeds demand in 14 of the 50 most populous U.S. metros. The post Are Homebuyers Gaining an Edge in the...

    Read Article
  • Nearly Half of All Residential Properties Considered Equity Rich in Q2

    Nearly Half of All Residential Properties Considered Equity Rich in Q2

    “With home prices at record highs, you’d expect to see owners enjoying more equity in their homes so it’s good to see equity-rich rates rebound after a few slower quarters,” said Rob Barber, CEO...

    Read Article
  • President Trump Signs VA Home Loan Program Reform Act Into Law

    President Trump Signs VA Home Loan Program Reform Act Into Law

    HR 1815 establishes a permanent partial claims program within the VA Home Loan Program, bringing the VA in line with other federal agencies and replacing the VA Servicer Purchasing Program (VASP)...

    Read Article
  • Senators Call for Deployment of Federal Funds to Community Lenders

    Senators Call for Deployment of Federal Funds to Community Lenders

    Sens. Mike Crapo and Mark Warner push for the disbursement of funding from the Community Development Financial Institutions (CDFI) Fund to assist distressed communities. The post Senators Call for...

    Read Article
  • Senate Committee Approves Bipartisan Housing Bill to Aid Veteran Homebuyers 

    Senate Committee Approves Bipartisan Housing Bill to Aid Veteran Homebuyers 

    The Senate Banking Committee unanimously advanced the ROAD to Housing Act of 2025, which includes two bills to boost awareness of VA home loans and improve veteran disclosure requirements in...

    Read Article
  • Despite Holding Massive Home Equity, Boomers Face Aging Challenges Ahead

    Despite Holding Massive Home Equity, Boomers Face Aging Challenges Ahead

    A new study examines the preparedness of the U.S. baby boomer generation as they enter their 80s and encounter health and housing needs. The post Despite Holding Massive Home Equity, Boomers Face...

    Read Article
  • D.C. Housing Supply Experiences Historic Jump

    D.C. Housing Supply Experiences Historic Jump

    Widespread layoffs of federal employees and budget cuts for government-funded programs have altered the housing market in Washington, D.C., according to recent Redfin research, leaving some former...

    Read Article
  • Bill Addresses Cryptocurrency & Underwriting

    Bill Addresses Cryptocurrency & Underwriting

    Sen. Cynthia Lummis has introduced the 21st Century Mortgage Act, a bill drafted to allow for the consideration of digital assets when assessing single-family mortgage eligibility. The post Bill...

    Read Article
  • Fed Hold Rates Firm for Fifth Consecutive Meeting 

    Fed Hold Rates Firm for Fifth Consecutive Meeting 

    Amid public scrutiny from President Trump and from administration members on social media, Fed Chair Jerome Powell held the federal funds rate at 4.25%-4.50% Wednesday afternoon, marking the fifth...

    Read Article
  • Mortgage Servicer Satisfaction Slips as Homeowner Expectations Rise 

    Mortgage Servicer Satisfaction Slips as Homeowner Expectations Rise 

    Higher mortgage rates aside, U.S. homeowners are growing increasingly dissatisfied with their mortgage servicers according to a new annual survey that reveals a "significant disconnect in the...

    Read Article
  • FHFA Proposes Repeal of Fair Lending, Fair Housing Rule 

    FHFA Proposes Repeal of Fair Lending, Fair Housing Rule 

    The Federal Housing Finance Agency is seeking comment on the notice of proposed rulemaking repealing the Fair Lending, Fair Housing, and Equitable Housing Finance Plans regulation, citing...

    Read Article
  • U.S. Forecast Points to Potential Housing Market Rebalance 

    U.S. Forecast Points to Potential Housing Market Rebalance 

    The latest Realtor.com Housing Forecast report has released its midyear update, revealing the primary drivers that will further accelerate economic and housing activity for the rest of the...

    Read Article
  • loading
    Loading More...