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Read ArticleWill Refinancing Help U.S. Homeowner Affordability?
In a new report. Jake Krimmel, Senior Economist at Realtor.com, revealed that knowing whether a move passes a rule known as the "breakeven point," which examines whether upfront expenditures are...
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Read ArticleExisting-Home Sales Jump as Buyers Remain Hesitant
"Existing-home sales increased for the third straight month due to lower mortgage rates this autumn," said NAR Chief Economist Lawrence Yun. "However, ... with distressed property sales at...
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Read ArticleIs the 30% Rule for Rent Still Relevant?
With rent costs outpacing income growth in many cities, experts say the 30% guideline offers context, but not a one-size-fits-all solution. The post Is the 30% Rule for Rent Still Relevant? first...
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Read ArticleSenate Confirms New HUD Leadership Across FHA, Ginnie Mae, and Key Housing Offices
The U.S. Senate has confirmed a slate of senior leaders at HUD, formalizing appointments across FHA, Ginnie Mae, PIH, CPD, and other key offices shaping federal housing policy. The post Senate...
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Read ArticleMore Homebuyers Turn to ARMs as High Mortgage Rates Persist
According to Investopedia, roughly 10% of borrowers in September took out an adjustable-rate mortgage to buy a home. ARMs contributed significantly to the 2008 housing crisis, as many borrowers...
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Read ArticleU.S. Asking Rents Fall as Affordability Improves for Minimum-Wage Earners
As rents continue to fall nationwide, new Realtor.com data revealed metros where two minimum-wage workers working 40 hours per week could afford the median rental unit. The post U.S. Asking Rents...
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Read Articlea360inc Enhances Notarization Services With New Acquisition
a360inc has expanded its digital signing and remote online notarization capabilities by acquiring Notary Hub, strengthening a360inc’s increasing credit risk management solutions across both the...
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Read ArticleExperts Share 2026 Housing Market, Affordability Forecast
Matt Schulz, Chief Consumer Finance Analyst at LendingTree, shared his U.S. housing market predictions for the upcoming year, detailing the trajectory of home affordability, mortgage debt,...
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Read ArticleWhy Paying Off a Mortgage Early Isn’t Always the Best Move
Experts point to opportunity costs, emergency liquidity, and tax implications homeowners should weigh before accelerating payments. The post Why Paying Off a Mortgage Early Isn’t Always the Best...
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Read ArticleInsurance, Tax Hikes Push Homeownership Further Out of Reach in High-Risk Areas
Rising insurance premiums and higher property taxes tied to climate and hazard risks are squeezing affordability, with sharper increases projected for 2026 and beyond. The post Insurance, Tax...
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Read ArticleFarmer Mac Securitizes $313.5 Million in Ag Mortgage Loans
The latest FARM Series transaction reflects continued institutional demand for ag assets despite ongoing macroeconomic volatility. The post Farmer Mac Securitizes $313.5 Million in Ag Mortgage...
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Read ArticleCFPB Finalizes Five Rule Adjustments to Allowable Dollar Thresholds
The Consumer Financial Protection Bureau said the new thresholds, which impact Regulations Z, M, and V, including HOEPA, qualified mortgages, appraisal exemptions, and credit report disclosure...
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Read ArticleMortgage Applications Dip After Fed Rate Cut, MBA Data Shows
MBA data showed both purchase and refinance applications declined as mortgage rates edged higher following the Fed’s December rate cut. The post Mortgage Applications Dip After Fed Rate Cut, MBA...
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Read ArticleHousing Inventory Growth Slows as New Listings Post Biggest Decline of 2025
With the Christmas season underway, prospective homebuyers and sellers are pulling back from the housing market, reflecting a decline in both new listings and pending sales nationwide. The post...
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Read ArticleFreddie Mac Names Kenny M. Smith as its New CEO
Smith brings nearly four decades of financial services experience, including 27 years at Deloitte Consulting. Michael Hutchins, who has served as interim CEO, will continue as the company's...
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Read ArticleHome Prices Surge in Rural Vacation Markets Amid Remote-Work Migration
According to a recent study from Harvard's Joint Center for Housing Studies, home prices for second homes in the U.S. increased at a never-before-seen rate after the pandemic began, with previous...
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Read ArticleGen Z Veterans Drive Sharp Rebound in VA Loan Activity
A new analysis from Veterans United Home Loans shows that the VA loan program rebounded nicely in Fiscal Year 2025, reversing last year's slowdown. The post Gen Z Veterans Drive Sharp Rebound in...
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Read ArticleFannie Mae, Freddie Mac Reportedly Bulking Up Their Balance Sheets
Analysts say the GSEs’ growing balance sheets could help support mortgage pricing while positioning them for a return to public markets. The post Fannie Mae, Freddie Mac Reportedly Bulking Up...
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Read ArticleVRM Mortgage Services Promotes Industry Vet to Interim COO
Following the passing of former EVP and COO Dr. Cheryl Travis-Johnson, VRM Mortgage Services has appointed Tiffany Fletcher, longtime SVP of Compliance as Interim COO. The post VRM Mortgage...
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Read ArticleFederal Reserve Officials Signal Split Views on Future Rate Path
Three members of the Federal Reserve's policy committee talked about interest rates last week, and they offered three different viewpoints about interest rate strategy. The post Federal Reserve...
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