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Bipartisan legislation geared toward raising the housing credit, the Affordable Housing Credit Improvement Act (AHCIA) of 2021, has been introduced with co-sponsors in both chambers of Congress....

 The 30-year fixed-rate mortgage (FRM) averaged 3.04%, another decrease this past week, according to Freddie Mac, which Thursday released the results of its Primary Mortgage Market Survey (PMMS)....

In a market that belongs decidedly to the seller, there's no bad time to list a home, however, the data researchers at Realtor.com say there is an optimal week in 2021 to sell. It is the coming...

Redfin reports that in the month of March 2020, the national median home-sale price hit a record high of $353,000, up 17% from 2020, and a record high rate of growth. Regionally, median sale...

An inaugural monthly market report reveals trends that analysts say are direct results of interest-rate increases. The post Analyzing the Swift ‘Shift in the Mortgage Originations Landscape’...

A steady rise in the economy will bring more buyers to the market, as sellers are cashing in on buyers seeking larger spaces to accommodate their work from home situations in the new norm. The...

Many homeowners believe an increase in storms, extreme temperatures, wildfires, and rising sea levels warrant serious concern, and economists say that is valid. The post How Weather Changes Could...

Henry Santos brings a strong background in the enterprise technology ecosystem to his new role with the non-QM lender. The post Sprout Mortgage Taps Santos as New EVP/CIO appeared first on...

Elevated mortgage rates early in the week contributed to the decline in applications, economists say. The post Weekly Report Shows Dip in Purchase and Refi Applications appeared first on...

All-time low rates drove the housing market to new highs in 2020, as independent mortgage banks saw record profits of $4,200-plus per loan. The post Independent Mortgage Banks Bask in Housing Boom...

Examining three criteria vital to a person's ability to qualify for a loan, researchers pinpoint the country's most competitive cities. The post Markets With the Stiffest Homebuying Competition...

A new study shows that homes listed in the middle of the week are earning sellers bigger returns than homes listed on the weekend. The post Homes Listed Mid-Week Netting Greater Profit appeared...

Embrace Home Loans has named Jason Will to the newly-created role of SVP of Market Growth, where he will be responsible for helping to increase the company's market share, expanding its affiliate...

It is far more common for people of color to lack the creditworthiness needed to purchase a home, and researchers are exploring potential solutions to that systemic problem. The post Expanding...

With two decades-plus of experience, Sprout Mortgage has added Laura C. LaRaia as new head of legal and regulatory compliance functions, as well as new General Counsel. The post LaRaia Tapped to...

A new report examines the nation’s renters and how the COVID-19 pandemic has forced this market to deplete their savings to pay their rent, and what policymakers can do to ease issues down the...

With foreclosure moratoria set to expire, the industry is prepping for a wave of defaults, one that could be controlled by bringing back a HARP-type program. The post Curing Defaults Through...

The American Rescue Plan was a first step to nationwide economic repair, as President Biden’s budget plans include approximately $70 billion earmarked for expanding housing opportunities. The post...