“It’s reasonable to assume that the spread and, therefore, mortgage rates will retreat in the second half of the year if the Fed takes its foot off the monetary tightening pedal and provides investors with more certainty," said Deputy Chief Economist Odeta Kushi, First American Financial Corporation.
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Officials at Fannie Mae said that it would be relocating its San Francisco office to Birmingham next year as a way of both cutting costs and improving service to lenders across the southeast. The...

The urgency for disaster information is fleeting, Redfin said, likely because humans have a short memory when it comes to natural disasters. The post Redfin: Homebuyers More Likely to View...

The presidents of the 12 regional Federal Reserve banks across the country wield nearly as much influence over interest rates as permanent Fed governors. Treasury Secretary Scott Bessent earlier...

Realtor.com data anticipates a more stable housing market next year, with slowing price growth, rate relief providing more breathing room, and a bump in negotiating power for buyers. The post...

According to ATTOM's Q3 2025 U.S. Home Flipping Report, with profits down and timelines up, investors face a dramatically altered flipping landscape compared with the boom years. The post...

While overall delinquencies remain low by historical standards, foreclosure increases in nearly 40% of metros signal growing strain, according to the latest report. The post Cotality Examines...

The Urban Institute listed four reasons why assumable mortgages, which allow a homebuyer to assume a seller's low-interest balance, might not help alleviate housing supply concerns. The post...

Federal Reserve Chair Jerome Powell has tempered expectations for the recent rate cut's impact, warning that the housing sector's struggles likely will continue. The post Powell: Rate Cuts Won’t...

With affordability still topping the list of priorities for homebuyers, Realtor.com research reports that buyers still prefer value hubs such as those found in the Northeast and Midwest. The post...

According to a recent report by Harvard's Joint Center for Housing Studies, renters may be financially and physically vulnerable in the event of a disaster due to gaps in government disaster...

The rate announcement doesn't guarantee an immediate impact, as many lenders anticipated the cut and already have adjusted their rate sheets. The post Fed Rate Cut Could Make Mortgages,...

Ryan Donovan, President and CEO for the Council of Federal Home Loan Banks, discusses how the FHLBanks’ liquidity backstop reduces systemic stress, strengthens local lenders, and fuels...

Bessent's proposals push for looser regulation and a freer approach for the Financial Stability Oversight Council, a switch from its current focus on tightening regulations and oversight. The post...

Many Americans who own their properties are looking for the best rates and any savings they can get, a new CNBC report revealed, as refinance demand for FHA loans jumped last week, providing an...

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The Open Market Committee vote carried caution flags about where policy is headed and featured “no” votes from three members, something that hasn’t happened since September 2019. The post Fed...

Real estate analytics firm Cotality has projected that the average homeowner insurance premium is expected to rise 8% in 2026, with another 8% in 2027. The post Over the Next Two Years, Homeowners...

The strategic acquisition reinforces Milliman's commitment to delivering comprehensive analytical solutions to the mortgage sector and expands its capabilities with MSR valuation, financing,...

The deemed-issuance ratio is used for diversification reporting on the bonds ultimately delivered to the buyer until the bonds have been disposed of. The post FHFA Announces Deemed-Issuance Ratio...

October data shows minimal movement across sales, listings, and price growth, signaling a stagnating market as buyers and sellers remain sidelined. The post October’s Housing Market: Sales and...

