Mortgage lender seeks to expand it construction loan volume in 2024 with the addition of 20-plus year industry veteran Melony Harpe.
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A Year After L.A. Wildfires, Home Values Are Still Struggling to Recover
New housing data shows billions in lost property value across Pacific Palisades and Altadena, as rebuilding moves slowly and many residents remain displaced. The post A Year After L.A. Wildfires,...
Trump Signs Executive Order Banning Wall Street Investors from Buying Single-Family Homes
Under pressure to address voter affordability concerns ahead of congressional elections this year, the president has recently pushed several major policy proposals aimed at boosting home ownership...
Rate Cuts Likely in 2026, But Mortgage Relief May Be Limited
While Bankrate expects additional Fed rate cuts this year, analysts caution that mortgage rates may not fall in lockstep if investors grow concerned about inflation risks, economic weakness, or...
Which Southern Metroplex Earns the Title of Fastest Growing?
These Texas regions have once again topped the U-Haul Growth Index, mirroring their 2024 achievements with the largest net increases of one-way customers in 2025. The post Which Southern Metroplex...
Mortgage Swappers Impacting Nationwide Lock-In Effect
In the latter half of 2025, the U.S. housing market experienced a turning point, as the proportion of homeowners with mortgages over 6% exceeded that of those with rates under 3%, indicating a...
Harvard Study: Federal Assistance Is Preventing a Deeper Housing Affordability Crisis
As rent consumes more household income, programs such as SNAP and Medicaid are helping millions of renters survive, but looming cuts could deepen the strain. The post Harvard Study: Federal...
‘Frozen Tsunami:’ Why Inherited Homes Won’t Solve Housing Supply Challenges
A hoped-for "Silver Tsunami" of aging baby boomers unlocking their homes and returning them to the market has, instead, hit like a gentle, rolling wave that is having minimal effects on the real...
Fannie Mae Ad Uses Trump’s Voice Generated by AI With His Permission
The advertisement comes as the Trump administration pushes to show voters that it is responding to their concerns about affordability, including in the housing market, ahead of the midterm...
Housing Affordability and Driving Costs Collide as Consumer Habits Shift
A new Realtor.com report revealed that younger adults are delaying car ownership, homeownership, and driving less in general due to severe affordability pressure. Do trends suggest a less mobile...
Foreclosures Tick Higher: Signs of Distress or Recalibration?
More than 367,000 U.S. properties saw foreclosure filings last year, marking a rise from 2024. But how will strong homeowner equity levels and more disciplined post-pandemic lending standards mean...
Rep. Khanna Revives Bill Targeting Institutional Homebuyers After Trump Endorsement
The Stop Wall Street Landlords Act would strip tax benefits and restrict GSE-backed financing for large institutional buyers, as lawmakers from both parties shine more spotlight investor activity...
Renting Is Cheaper Than Owning in Every Large U.S. Metro
A new LendingTree analysis shows that renters now pay significantly less per month than homeowners with a mortgage, underscoring how high home prices and elevated interest rates continue to tilt...
Hassett’s Fed Chair Prospects Clouded After Trump Voices Doubts
President Trump has signaled hesitance about tapping his top economic adviser for the top job at the Fed, shaking up the contest over who will lead the central bank. The post Hassett’s Fed Chair...
Rent Declines Favor Higher Earners as Low-Income Renters Face Greater Pressure
While asking rents have declined nationally since 2023, higher-income renters have benefited most from recent price relief, according to Realtor.com. The post Rent Declines Favor Higher Earners as...
U.S. Home Insurance Gap Widens as Natural Disasters Expose Undercoverage
A growing number of homeowners are discovering that their insurance policies fall far short of rebuilding costs after natural disasters, according to a new Bloomberg report. The post U.S. Home...
Responsible Use of AI in Mortgage Servicing, Part 2
In the second of a three-part series, the Mortgage Servicing Executive Alliance examines where AI is being deployed across the servicing lifecycle, the operational and compliance risks that...
Fed’s Kashkari Upbeat on 2026, Expects Inflation to Moderate
Federal Reserve Bank of Minneapolis President Neel Kashkari said the "U.S. economy is one of pretty good growth going forward." The post Fed’s Kashkari Upbeat on 2026, Expects Inflation to...
FHLB Dallas Announces 2026 Affordable Housing Advisory Council Appointments
The member-owned cooperative supports housing and community development by providing competitively priced loans and other credit products to about 800 members and associated institutions in...
Hassett: Trump Plan Would let Homebuyers Tap 401(k)s for Down Payments
The National Economic Council Director told Fox Business that Trump will include it in his plans for housing affordability that he will expand upon at the World Economic Forum in Davos,...
Nobel Laureate Economist Offers Insights on U.S. Affordability
President Donald Trump has outlined plans to address everything from energy costs to credit card debt to mortgage rates. However, economist Paul Krugman believes those alternatives are...