As fixed-rate mortgages continue to edge toward 7%, the MBA reports refinance volume has dropped off nearly 90% from last year’s totals, as both refinancing and home purchase apps declined and fell further behind last year’s record levels.
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Join MortgagePoint, Global Strategic, and Rocktop for an exclusive webinar that will delve into how lenders can move beyond pure AI automation and build “human-in-the-loop” operating models that...

Andy Walden, Head of Mortgage and Housing Market Research at ICE said softening mortgage rates have helped push prepayments to the highest point in years. The post ICE First Look: Increased...

Scott Bessent says he is confident Americans will feel economic relief next year generated by President Donald Trump’s tariff agenda and trade deals. U.S. Federal Housing makes major...

According to a recent Realtor.com study, first-time homeowners have a significant advantage over investors in large metro regions where the upside for speculative buyers is limited by strict...

“Millennials and Gen Z remind us that, while the journey to homeownership may lengthen, the destination remains the same,” said Sam Williamson, Senior Economist at First American. The post Gen Z...

"Hold or cut, there will likely be multiple dissents," one economist said. The Fed vote could be a close call. The post Jobs Report, Slowing Labor Market Complicate Fed’s December Rate Decision...

Writing for the NYU Furman Center, former Freddie Mac CEO Donald Layton examines the lasting effects of the Great Financial Crisis in a two-part series. In Part 1: How did the government, central...

MBA Chief Economist Michael Fratantoni discusses origination volume, rate-path risks, fading lock-in effects, and the shifting labor market’s impact on credit quality. The post Housing Market...

Buyer's remorse is trending downward as the U.S. housing market has recently changed from a fast-paced sellers' market to one that gives home purchasers more breathing room, as many Americans are...

According to new commentary from Odeta Kushi, Deputy Chief Economist at First American, improving inventory is a crucial component of a long-term recovery for the nationwide housing market, as...

According to ATTOM's Q3 2025 U.S. Residential Property Mortgage Origination Report, U.S. mortgage originations fell as mortgage activity eased. The post Mortgage Originations Dip in Q3 Despite...

First American’s Chief Economist Mark Fleming breaks down affordability trends, life-event-driven demand, geographic price corrections, and the biggest risks shaping 2026. The post Housing Market...

A new study shows surging delinquency nationwide, with several cities facing the steepest increases amid high housing costs and financial strain. The post Analysis Shows Cities With Highest...

FDIC, HUD, Ginnie Mae, and Treasury leadership picks move forward amid calls for stronger housing affordability and financial stability. The post Senate Banking Committee Advances Key Senior...

October 2025 marked the 27th straight month of year-over-year rent declines for 0–2-bedroom properties, with 20 of the 50 largest metros having transitioned from being dominated by local renters...

From affordability fixes to insurance-market stress and the future of credit flow, John Comeau of the Council of Federal Home Loan Banks shares what to watch in the year ahead. The post Housing...

Sales increased in the Midwest and South, were unchanged in the Northeast, and fell in the West in October, the NAR reported. The post NAR Existing-Home Sales Report Shows Rise in October first...

The nation’s largest landlord will stop using software that incorporates competitors’ data, resolving a multi-state antitrust suit tied to RealPage-powered rent pricing. The post Greystar Agrees...

“Undisclosed real estate was once again the fraud segment with the highest increase," said Matt Seguin, Senior Principal of Cotality Fraud Solutions. "As the percentage of investors grows, more...

Cotality Principal Economist Molly Boesel discusses the supply deficit, affordability strain, and rising non-mortgage costs reshaping the 2026 housing landscape. The post Housing Market Outlook...



