Potential first-time homebuyers looking to shift from renting to homeownership in 2023 are facing mortgage rates that are nearly 4 percentage points higher than the low point in Q4 2020, limiting their purchasing power. In a new analysis, First American Economist Ksenia Potapov revealed the costs of renting against the costs of owning a home.
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Will Refinancing Help U.S. Homeowner Affordability?
In a new report. Jake Krimmel, Senior Economist at Realtor.com, revealed that knowing whether a move passes a rule known as the "breakeven point," which examines whether upfront expenditures are...
Existing-Home Sales Jump as Buyers Remain Hesitant
"Existing-home sales increased for the third straight month due to lower mortgage rates this autumn," said NAR Chief Economist Lawrence Yun. "However, ... with distressed property sales at...
Is the 30% Rule for Rent Still Relevant?
With rent costs outpacing income growth in many cities, experts say the 30% guideline offers context, but not a one-size-fits-all solution. The post Is the 30% Rule for Rent Still Relevant? first...
Senate Confirms New HUD Leadership Across FHA, Ginnie Mae, and Key Housing Offices
The U.S. Senate has confirmed a slate of senior leaders at HUD, formalizing appointments across FHA, Ginnie Mae, PIH, CPD, and other key offices shaping federal housing policy. The post Senate...
More Homebuyers Turn to ARMs as High Mortgage Rates Persist
According to Investopedia, roughly 10% of borrowers in September took out an adjustable-rate mortgage to buy a home. ARMs contributed significantly to the 2008 housing crisis, as many borrowers...
U.S. Asking Rents Fall as Affordability Improves for Minimum-Wage Earners
As rents continue to fall nationwide, new Realtor.com data revealed metros where two minimum-wage workers working 40 hours per week could afford the median rental unit. The post U.S. Asking Rents...
a360inc Enhances Notarization Services With New Acquisition
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Experts Share 2026 Housing Market, Affordability Forecast
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Experts point to opportunity costs, emergency liquidity, and tax implications homeowners should weigh before accelerating payments. The post Why Paying Off a Mortgage Early Isn’t Always the Best...
Insurance, Tax Hikes Push Homeownership Further Out of Reach in High-Risk Areas
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Farmer Mac Securitizes $313.5 Million in Ag Mortgage Loans
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CFPB Finalizes Five Rule Adjustments to Allowable Dollar Thresholds
The Consumer Financial Protection Bureau said the new thresholds, which impact Regulations Z, M, and V, including HOEPA, qualified mortgages, appraisal exemptions, and credit report disclosure...
Mortgage Applications Dip After Fed Rate Cut, MBA Data Shows
MBA data showed both purchase and refinance applications declined as mortgage rates edged higher following the Fed’s December rate cut. The post Mortgage Applications Dip After Fed Rate Cut, MBA...
Housing Inventory Growth Slows as New Listings Post Biggest Decline of 2025
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Home Prices Surge in Rural Vacation Markets Amid Remote-Work Migration
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Gen Z Veterans Drive Sharp Rebound in VA Loan Activity
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VRM Mortgage Services Promotes Industry Vet to Interim COO
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Federal Reserve Officials Signal Split Views on Future Rate Path
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