A new LendingTree report revealed how consumers feel about current market conditions, the likelihood of the market crashing in 2024, and just how many are actively hoping it does.
Most Recent Articles
Where Are the Nation’s Hottest Neighborhoods?
As we approach the halfway mark of 2025, Redfin examines the most populous metro areas showing growth as post-pandemic remote work shrinks and workers return to the office. The post Where Are the...
Sovereign Immunity: From Policy to Practice
From Haaland v. Brackeen, 599 U.S. 255 (2023) to Lac du Flambeau Band of Lake Superior Chippewa Indians v. Coughlin, 599 U.S. 382 (2023) (Lac) and a path forward in the lessons of Eagle Bear, Inc....
Tax Season Gives Mortgage Performance a Bump
A new report finds an uptick in loan performance during the month of March, as homeowners began to receive their tax refunds, and recovery continued from natural disasters that struck in early...
Making the Most of Down Payment Assistance Programs
“Rates are still high and prices keep climbing, but we’re seeing expanded program offerings, new providers and greater flexibility in how funds are used—not just for downpayments, but also to...
Pulte Suggests No More Fannie/Freddie Exec Changes to Come
FHFA Director takes to social media to cease executive dismissals at the GSEs and to focus on growth, eliminate mortgage fraud, safety, and soundness, and make homes affordable again. The post...
Cybersecurity Changes Are Impacting Lenders Now
New regulatory mandates, coupled with recent high-profile cyber incidents, have placed the industry on heightened alert, reinforcing the need for proactive cybersecurity measures and robust...
Concessions Near Record Levels as Sellers Attempt to Woo Buyers
"Buyers used to ask for concessions to cover little things like repairs,” said Portland, Oregon-based Redfin Premier real estate agent Chaley McVay. “Now they’re negotiating concessions so they...
Average U.S. Apartment Size on the Rise
A new study examines the size of apartments across the 100 largest renter hubs in the U.S., zeroing in on the most significant gains in square feet in the last 10 years compared to the decade...
Home Purchase Mortgage Apps Experience Seasonal Jump
Mortgage applications for new home purchases rose compared to a year ago, according to the Mortgage Bankers Association (MBA), as “the growing inventory of newly built, move-in-ready homes...
New Actions Block Latest Round of CFPB Dismissals
A bench order from District Judge Amy Berman Jackson said that notices sent to those dismissed CFPB employees may have violated an earlier court order restricting layoffs at the agency. The post...
Snapshot: Net Profits for Independent Mortgage Bankers in 2024
"While overall production profits were positive, some lenders are still struggling in this tough market environment," said Marina Walsh, CMB, MBA’s VP of Industry Analysis. Here’s a look at the...
What’s Driving CRE Insurance Premium Increases?
Weather events, rising construction costs, and reinsurance availability are pushing insurance premiums higher, as a new study reveals how property owners can manage the impact. The post What’s...
Taking Tech Innovations to the Next Level
Rick Hill, Acting MISMO President and VP of Industry Technology for the MBA, spoke with MortgagePoint to discuss tech in the mortgage space and the impact AI will have on the homebuying...
CFPB Shifts Enforcement Priorities, Reduces Staff
A recent memo from CFPB’s Chief Legal Officer outlines the new direction the agency will take in reallocating resources from enforcement and supervision activities that can be done by states. The...
How Tariffs Are Affecting American Homeownership
Betting markets have the odds of a recession at higher than 50%, which is understandably making people wary of putting a big chunk of their money toward a house or a car,” said Redfin Economics...
The State of Mortgage Default Risk
"Even with the slight decline in default risk this quarter, it’s important to consider how evolving economic uncertainty can impact mortgage performance,” said Jonathan Glowacki, Principal at...
Congressional Push for Renewal of Emergency Housing Voucher Program
Rep. Maxine Waters has sent a letter urging the House Appropriations Committee to renew funding for existing Emergency Housing Vouchers in the FY 2026 Appropriations Bill to assist individuals and...
Voices of Velocity 2025: Robert D. Forster II
A new MortgagePoint podcast features Attorney Robert D. Forster II of BDF Law Group, instructor at the recent Velocity 2025 Conference in Dallas, explaining the importance of communication...
Ginnie Mae Names Joseph Gormley EVP/COO
Having held positions with HUD, the MBA, ICBA, and FINRA, Ginnie Mae taps experienced veteran to lead strategic initiatives and operational functions, with a focus on efficient, responsible, and...
Appraisal Requirements Modified in Areas Impacted by California Wildfires
Four federal agencies have temporarily paused certain appraisal requirements for real estate-related transactions in areas of Los Angeles County hit by wildfires. The post Appraisal Requirements...