As Americans nationwide hold tightly to their low mortgage rates, more than 90% of homeowners remain financially disincentivized from selling their home as it would cost more to borrow the same amount of money they owe on their current mortgage, according to a new study from First American.
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Opportunity Zone Housing Markets Keeping Pace With Nationwide Price Gains
A Q3 2024 analysis examines qualified low-income Opportunity Zones targeted by Congress for economic redevelopment in the Tax Cuts and Jobs Act of 2017. The post Opportunity Zone Housing Markets...
2025 Five Star Conference: Early-Bird Registration Now Open
Just weeks after the conclusion of the highly successful 2024 Five Star Conference, early-bird registrations for the 2025 conference are now open. Join Five Star at the Omni Dallas Hotel on...
Commercial & Multifamily Borrowing Jumps in Q3
“After a slow start to the year, borrowing and lending backed by commercial real estate properties picked up during the third quarter,” said Jamie Woodwell, MBA’s Head of Commercial Real Estate...
Ranking the Top Destinations for U.S. Vets Transitioning to Civilian Life
In honor of Veteran’s Day, a new report looks at the top cities for vets exiting military service to shift into civilian life, evaluating pros and cons of locations where they might consider...
Weighing AI Adoption and Acceptance in the Mortgage Space
As tech advances continue to permeate the mortgage arena, a new study examines emerging trends in artificial intelligence and the factors management must consider in its adoption. The post...
Consumers Feeling Better About Housing Market Despite High Home Prices
“While we have seen significant improvement in overall housing sentiment over the past two years," said Mark Palim, Fannie Mae SVP and Chief Economist. “Consumers’ perception of homebuying...
Fed Cuts Interest Rate by 25 Basis Points
While not as drastic as its previous cut, for its second consecutive meeting, the Federal Reserve has reduced the benchmark interest rate as it seeks to return inflation to its 2% objective. The...
Q3 Mortgage Delinquencies Dip
“While delinquencies remain low by historical standards, the composition of loans in delinquency is changing, with more 60-day delinquencies and 90-day-plus delinquencies across all major loan...
Report: Regulatory Violations on the Rise
A new report reveals increased violations in consumer protection and financial offenses, with penalty values significantly reduced in the wake of rising compliance challenges. The post Report:...
Ginnie Mae Announces Risk-Based Capital Relief for MSRs
Ginnie Mae issuers who have a record of managing their interest rate exposure through MSR hedging and who meet eligibility requirements may now qualify for Risk-Based Capital Ratio requirement...
Study Reveals the Hottest U.S. Migration Trends
Despite year-round pleasant weather and thriving businesses, California residents are leaving the state in high numbers due to skyrocketing real estate prices and living expenses, according to a...
Share of Buyers Securing ‘Below-Market’ Rates Ticks Up
Home purchasers are securing reduced mortgage rates from home builders and sellers, or borrowing from friends or family, as nearly half of all recent buyers locked in a mortgage rate below 5%,...
Housing Supply vs. Aging in Place
A new study examines the shifting demographics of Americans over the age of 50 and their impact on the nation’s housing inventory as they tend to “age in place.” The post Housing Supply vs. Aging...
FHFA Adds Data to Uniform Appraisal Dataset Aggregate Statistics
For the first time, the expansion includes condo appraisal data as well as new online and mobile dashboards. The post FHFA Adds Data to Uniform Appraisal Dataset Aggregate Statistics first...
Snapshot: October Bankruptcy Filing Trends
“We continue to observe a rise in overall filings,” said Michael Hunter, VP of Epiq AACER. Learn which factors are “significantly impacting household budgets” and driving these trends according to...
Home Prices Hit Lowest Growth Rate in Over a Year
Despite an economic outlook that is “full of questions,” home prices recovered year-over-year, according to CoreLogic’s latest report, which breaks down home price and appreciation data for the...
Public Housing’s Role in Contemporary ‘Social Housing’ System
The oldest and largest supplier of permanently affordable housing must "surmount a history beset by challenges and present circumstances" to become agents of a new social housing order, reports...
Renter Households Outpacing Homeowner Households
“With home prices at record highs and mortgage rates remaining elevated, renting is increasingly the only viable choice for many young people and families," said Redfin Senior Economist Sheharyar...
Where Are Credit Limits Dropping the Most?
WalletHub's latest report reveals the states with the most significant reduction in credit limits, as economic pressures continue to influence the credit market. The post Where Are Credit Limits...
Boosting Mortgage Operations Through Outsourcing
In partnership with Global Strategic, the Five Star Institute will present an upcoming webinar exploring how outsourcing can transform mortgage operations. The post Boosting Mortgage Operations...