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Publisher Publisher contributing editor contributing editor online editor Publisher online editor theMrePort.coM theMrePort.coM associate Publisher coPy editors Editor coPy editors Online Editor theMReport.com contributors World-Class Service. Nationwide Coverage. YOUR business is OUR business! Unprecedented Quality. OUR business is OUR business! on First American Mortgage Services is laser focused mitigating YOUR cost, risk and exposure by aligning st Americanour advancedServiceswithYourfocused on Partner! Mortgage solutions in YOUR strategic objectives Discover Confidence is laser Appraisal and compliance needs. igating YOUR cost, risk and exposure by aligning 100% with YOUR advanced solutionsCompliance strategic objectives WeWe built our entireFirst American, over 120 years young, are the New process in compliance with all regulatory guidelines and and d compliance needs. financially secure. legislation so you don't have to! strong we continually monitor all pending Unprecedented Quality are the New First American,to an exhaustiveyears young, THEN is over 120 automated check and Each report is subjected hand reviewed by a ong and financially secure. licensed appraiser. You receive underwriter-ready reports—the first time! Cutting-Edge Technology Our new proprietary workflow platform provides real-time measurement and tracking. We can easily customize a system integration to provide a seamless business solution. Customary and Reasonable Fees We pay our appraisers above-market fees and we pay them on a weekly basis—the fastest pay cycle in the industry. Fast Turn Times We don't just say it—we guarantee it! We will deliver reports in your key markets within five days—or we will discount your fee! Personalized Customer Service We are not too big to care about each customer and every order! We will work as | Innovation | needs! Insight hard as you do to meet your businessIntegrity First American Title Insurance Company and First American Mortgage Services make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. FIRST AMERICAN and FIRST AMERICAN TITLE are trademarks owned by First American Financial Corporation. 1-866-562-0123 Call Today! © 2011 First American Financial Corporation and/or its affiliates. All rights reserved. Or visit www.unitedstatesappraisals.com 2 | 2 | Abby Gregory Abby Gregory Ryan Schuette Mark Hulme Ryan Schuette Bob Repass Alison Rich emily White Youree Abby Gregory Alison Rich heather hill Tory Barringer Youree emily White phil Britt hill heather Alison Rich Bob Calandra phil Britt Emily White Youree eric Fox Jack Konyk Bob Calandra Contributors Phil Britt Mark Lieberman eric Fox Bob Calandra creative director Jason Stone Jack Konyk Mark Lieberman art director Jonathan Won Mark Lieberman Andy Beth Miller associate art directors creative director Bruce Sons Jason Stone creative director Chanyanont Loha-Unchit Jason Stone art director Jonathan design director Art Director Sean Walker Won Jonathan Won Copy Editors contributors associate art advertising directors associate art directors design director technology design Director Bruce Sons Dina Duncan (214.525.6740) Bruce Sons Jason Myers (214.525.6760) Jen Childers Chanyanont Loha-Unchit Andi Zimmerman (214.525.6724) Danielle Marino Sean Walker Toby Tull Sean Walker Brandon Shangraw Dina Duncan (214.525.6740) Advertising Robyn Clayton (214.525.6716) social Media Jason Myers Leon McKenzie (214.525.6754) Thomas Griffin (214.525.6760) Ani Vera Andi Zimmerman (214.525.6724) David Hoierman (214.708.2344) Ryan McLemore (214.525.6723) circulation/corresPondence technology Celina Avila Toby Tull Jason Myers (214.525.6760) advertising Brandon Shangraw social Media social media Leon McKenzie Leon McKenzie Melissa Martin Ani Vera THEFIVESTARINSTITUTE FORDEFAULTSERVICINGPROFESSIONALS Technology circulation/corresPondence Brandon Shangraw Celina Avila circulation Chasity Clary corPorate officers chairMan & chief creative officer Mark hulme edward R. Delgado THEFIVESTARINSTITUTE chief executive officer FORDEFAULTSERVICINGPROFESSIONALS Andi Zimmerman business develoPMent chief financial officer John harrison Corporate Officers corPorate officers director of huMan resources ernest Gillespie Chairman & Mark Hulme chairMan & Toby Tull Chief creative officer Mark hulme director of oPerations chief creative officer account president & executives Ed Delgado Chief executive Officer senior account executive Donna Lott (214.525.6792) chief executive officer Chief Financial Officer sPonsorshiPs edward R. Delgado John Myers (214.525.6760) JasonHarrison business develoPMent Chief operating Officer account executives Andi Zimmerman Rick Creel Renee Charles (214.525.6742) Thomas Griffin (214.525.6754) Ernest Gillespie John harrison Kristin Larson (214.525.6713) director of huMan resources Ryan McLemore ernest Gillespie Marketing Travis Bogdon (214.525.6706) director of oPerations Toby Tull Matt Hulme Marketing Travis Bogdon Director of accounting chief financial officer account Production executives Matt hulme Daniel Meeks Chris McKee Kyle Curtis Donna Lott (214.525.6792) MiguelStone J ason Martinez Jason McCrossan Christian Myers (214.525.6760) Sean Walker account executives Celina Avila Jonathan Charles (214.525.6742) concierge Renee Won Jen Childers Thomas Griffin (214.525.6754) art direction Jason Stone Danielle Marino Sean Walker Kristin Larson (214.525.6713) Jonathan Won Ryan McLemore senior account Production executive Art Direction sPonsorshiPs No part of this publication may be reproduced without (214.525.6706) written permission from the publisher. No part of this publication may be reproduced without MarketingPublishing LLC Travis Bogdon ©2013 REO written permission from the publisher. All Rights Reserved Matt hulme ©2011 Reo publishing LLC This publication is intended to Rights Reserved authoritative, and detailed All provide accurate, Production information in regard to the subject matter covered. All written materials are Kyle Curtis disseminated with the understanding that the publisher is not engageddetailed This publication is intended to provide accurate, authoritative, and in rendering legal advice or regard to the subject matter covered. circumstance shouldare Under no Martinez information in other professional services.MiguelAll written materials the information with the understanding that the publisher is not engaged in rendering disseminatedcontained herein be relied upon as legal advice as it is designed to be a source of information only. MReport strongly encourages the use should the legal advice or other professional services.Christian McCrossan Under no circumstance of qualified attorneys contained herein be relied upon as legal advice as it is designed to be informationor other qualified experts with regard to the subject matter covered. concierge MReport does information only. MReport stronglyinformation and is not liable for any the encourages the a source of not guarantee the accuracy of Celina Avila use of qualified damages, losses, or other detriment that may result fromsubject matter covered. attorneys or other qualified experts with regard to the the use of these materials. MReport does not art direction of the information and is not liable for any guarantee the accuracy Jason Stone damages, losses, or other detriment that may result from the use of these materials. Sean Follow us. Walker Jonathan Won No part of this publication may be reproduced without written permission from the publisher. ©2011 Reo publishing LLC All Rights Reserved The M RepoRT The M Report | Jon Ball Jon Ball | This publication is intended to provide accurate, authoritative, and detailed information in regard to the subject matter covered. All written materials are disseminated with the understanding that the publisher is not engaged in rendering legal advice or other professional services. Under no circumstance should the information contained herein be relied upon as legal advice as it is designed to be