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M R EP O RT | 5 DEPARTMENT ALEX MCGILLIS Senior Director, Product Development, The Answer, Quicken Loans Alex McGillis leads the following teams at Quicken Loans: Change Management, Information Strategy, Knowledge Management, Content Strategy, and Content Design. He was previously responsible for product development and policy for servicing the company's government and private portfolio loans, and has also served as a Product Manager for VA and FHA. In addition, he was the co-chair of the Future of Loss Mitigation Task Force, Chair of the Loan Administration Committee for the Mortgage Bankers Association, and part of the Urban Institute's Mortgage Servicing Collaborative. ERIK SCHMITT Managing Director, Origination Division, Chase Home Lending In his role, Erik Schmitt leads product management for Chase's origination and servicing businesses to ensure its products meet the needs of customers, while positioning the mortgage business for long-term success. Previously, Schmitt led a team responsible for the firm's foreclosure prevention and loss mitigation products. In this capacity, he worked closely with investors and regulators to influence the future of foreclosure prevention and customer assistance. He was also responsible for designing and executing the firm's servicing strategy on loan sales and sub-servicing. DOUGLAS WHITTEMORE Head of Default Servicing, US Bank In his role at US Bank, Whittemore manages all default servicing functions for both US Bank's mort- gage and consumer loan portfolios. Prior to joining US Bank, he held several different executive roles with JPMorgan Chase, Nationstar Mortgage, and Springleaf Financial. Prior to that, he led a group that launched Citibank's first successful mortgage product in Poland, which was Citi's first mortgage product in the CEE region. Whitte- more is also the Co-Found- er & Treasurer of the Ruth Cheatham Foundation, a Dallas-based charity sup- porting adolescent cancer patients and survivors. He also has the privilege of overseeing US Bank's Veteran giving programs, consisting of free home repairs and both home and vehicle donations. JACOB WILLIAMSON VP Single-Family Collateral Risk Management, Fannie Mae At Fannie Mae, Jacob Williamson is responsible for oversight and management of all end-to- end collateral capabilities. ¢ese include front-end collateral policy design, property valuations, collateral valuation process modernization, and real estate. In the real estate space, Williamson is responsible for various foreclosure and REO functions, including short sales, foreclosure sale strategy, eviction/ redemption oversight, mortgage release/rental operations, property preservation/inspections, repairs, closing/title, HOA/ tax management, REO sales, and REO auctions. KIM YOWELL EVP of Servicing, Fairway Independent Mortgage Servicing Kim Yowell has over 30 years of management experience in the financial services industry. She started her career in the accounting and finance side of the mortgage business, and has been focused on servicing and operations for the past 20 years. Prior to her role at Fairway, Yowell held key leadership positions at CTX Mortgage Company, First Horizon Home Loans, Metlife Bank, and BoK Financial. Yowell has also served on the Freddie Mac Advisory Board, the MBA Loan Administration Committee, the Black Knight Servicer Advisory Board, and the Fiserv Servicing Advisory Board.

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