TheMReport

MReport May 2022

TheMReport — News and strategies for the evolving mortgage marketplace.

Issue link: http://digital.themreport.com/i/1467358

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M R EP O RT | 3 M R EP O RT | 3 CO NTE NTS 18 GAME OF HOMES As the quest for the American Dream continues, homebuyer competition intensifies amidst rising rates, record high prices, and insufficient inventory. 24 THE COST OF QUALITY Here's why implementing the right mortgage tech could help mitigate the next housing crisis. 28 WHO NEEDS NON-QM LOANS? Non-QM loans offer critical flexibility for the self- employed, investors, and more. 34 KEEPING UP WITH CONSUMER EXPECTATIONS Behavioral analytics are the key to a customer-first home lending strategy that scales. 37 MODERNIZING THE APPRAISAL PROCESS Phil King of ServiceLink explains how the pandemic accelerated tech advancements in the appraisal space, as today's appraiser joins the AI and machine learning revolution. EXPERT INSIGHTS 31 DISCOVERING THE BENEFITS OF DSCR LOANS Raymond Eshaghian, President of Greenbox Loans 32 D&I RECRUITMENT AND RETENTION Victoria Garcia DeLuca of Guild Mortgage. DEPARTMENTS 5 MTECH Steps Toward an All-Digital Transaction 11 MDWELL Millennials Represent Largest Share of Adults Buying Homes 12 MCROWD Who's moving on and who's moving up in the industry

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