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4 | M R EP O RT MTECH Unveiling Crypto Refis MILO LAUNCHES CRYPTO CASHOUT REFINANCE AND UNDERCOLLATERALIZED CRYPTO MORTGAGE M ilo, a financial tech- nology company, has launched a new crypto refinance offering and undercol- lateralized mortgage. This new refi product enables borrowers to access U.S. dollars by pledg- ing their crypto assets and their property to cash out up to 100% of their property's home equity value. These borrowers can now use the cash proceeds from the property to pay off exist- ing debt, repurchase crypto, or invest in other assets. Milo's crypto refinance offering allows homeowners to extend the repayment term to 30 years and gain access to financing they would have preferred from incep- tion. Milo's crypto refinance also requires significantly less crypto collateral than similar products on the market. While crypto loans usually require two or three times the loan amount in collateral, Milo's product only requires one times the loan amount or less. The interest cost savings of this crypto mortgage versus a crypto loan are also considerable; con- sumers can save up to $175,000 over a five-year term on a $1 mil- lion loan! "Based on the success of our crypto mortgage offering, we are now able to empower those who would have liked 100% financing via a crypto mortgage when purchasing their home. With our crypto refinance, they can benefit from having access to their home equity when attractive invest- ment opportunities come up," said Josip Rupena, CEO and Founder of Milo. "We will continue to pioneer this space and help individuals diversify their crypto wealth with real estate by creating unique offerings that are only possible with crypto." In addition to the crypto refi- nance solution, Milo has released its first undercollateralized crypto mortgage backed by USDC. By request of consumers and an ef- fort to expand this solution, there is now an option to borrow 100% of the property's value by only pledging 40% of the loan amount in USDC. Milo's crypto refinance offering falls on the heels of their recent milestone achievement reaching $10 million in crypto mortgages. This milestone demonstrates the strength of Milo's 30-year crypto mortgage, which came to market only this past April. Levelling the Credit Playing Field VESTA PARTNERS WITH ESUSU TO HELP RENTERS INCREASE CREDIT SCORES V esta Corporation, a real estate firm specializ- ing in the acquisition, development, and management of high-quality, rental housing communities, has expanded its Blazing New Digital Paths The following companies are advancing the digital mortgage process, helping chart the course for advancements in the pursuit of an all-digital mortgage process.