TheMReport

April, 2012

TheMReport — News and strategies for the evolving mortgage marketplace.

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CONTRIBUTORS Talent, skills, and experience—all the ingredients for an excellent phil britt Operating his own editorial services business, Britt has covered the financial services industry for more than 20 years for a variety of national publications. He lives in suburban Chicago with his wife and has two daughters in college. bob calandra Calandra hails from Wyndmoor, Pennsylvania and is the author of How to Keep Your Job in a Tough Competitive Market (Adams Business, 2009). He is also an award- winning journalist and freelance magazine writer. roger fendelman Based in Agoura Hills, California, Fendelman serves as the vice president of compliance for Interthinx. Fendelman is an established thought leader in the residential mortgage lending industry, and in addition to publishing numerous articles, his commentary has been sought after for diverse speaking engagements. contributor. See the names and faces behind the MReport headlines. mark lieberman Five Star Institute Economist. Currently the managing director of and senior editor for Economics Analytics Research. Lieberman has also previously worked as an analyst for Fox Business and served as vice president/manager of analysis and research for Washington Mutual Bank. He is a supporter of the Brooklyn Public Library and a graduate of the Wharton School of Finance and Commerce at the University of Pennsylvania. mark luber As the vice president of analytics and data acquisition for LexisNexis, Luber is among the industry's leading technology experts. Luber, a graduate of Duke University and the Fuqua School of Business at Harvard University, joined LexisNexis in 2005, and he has served in multiple management positions for the company. adam weinstein As an editor, reporter, and consultant specializing in macroeconomics, security, and international developments, San Francisco-based Weinstein has worked for numerous publications including the Wall Street Journal, New York Times, and Mother Jones. THE M REPORT | 3

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