TheMReport — News and strategies for the evolving mortgage marketplace.
Issue link: http://digital.themreport.com/i/792861
MNOTES I t might seem like with all the regulatory change looming, that mortgage industry pros have little control over what they do and how they do it. But this issue of MReport begs to differ. We start off with Scott Morgan's "A Tipping Point," which delves into GSE reform as it currently stands. With legislators about "50-50" on reforming the system, Morgan talks to experts who say it's up to the GSEs to prove their worth—and programs like Fannie Mae's "Day One Certainty" initiative are only the beginning. When discussing the future of the GSEs, there's no one better to speak with than those on the inside. This month hear from David Lowman, EVP for Single-Family Business at Freddie Mac and Andrew Bon Salle, EVP for Single-Family Business at Fannie Mae, In "From Oversight to Insight," Luke Wilmer and Rob Tedesco of Treliant Solutions give us a unique perspective on compliance: Maybe it's not just a hindrance and a burden. Could it actually help enhance loan quality and cus - tomer service? If we had the right tools and technology, could we pivot and use compliance requirements to actually better mortgage offerings for customers? Speaking of technology, in "Embracing the eMortgage," Rick Triola of NotaryCam talks eMortgages, an industry pipedream he says is now 100-per - cent possible. The technology is there, and it's just up to lenders to take the reins and plow full-steam ahead. But will they do it? In an industry rife with grandfathered-in processes, the question remains open. Finally, Michael Dresden of Dart Appraisals discusses how lenders can en - sure unbiased, autonomous, and compliant valuations for their clients, all with one simple action: Choosing the right appraisal partner. Thanks to emerging tech, some forward-thinking leaders, and the power of data, it doesn't matter what part of the industry you're in, the power's in your hands to succeed. All my best, Rachel Williams Editor-in-Chief 2 | TH E M R EP O RT EDITOR-IN-CHIEF Rachel Williams ONLINE CONTRIBUTORS Mirasha Brown COPY EDITORS Krista Franks Brock Alison Rich Aly Yale CONTRIBUTORS Michael Dresden Scott Morgan Rob Tedesco Rick Triola Luke Wilmer CREATIVE DIRECTOR Jason Stone ART DIRECTOR Jonathon Won DESIGN DIRECTOR Sean Walker ADVERTISING Suzanne Andresen (207.443.3314) Robyn Clayton (214.525.6716) Kevin McCrea (214.525.6756) Jason Myers (214.525.6760) Robert Rakowski (214.525.6783) PHOTOGRAPHER Sean Harris | Wonder 101 CORPORATE OFFICERS CHAIRMAN & CHIEF CREATIVE OFFICER Mark Hulme PRESIDENT & CHIEF EXECUTIVE OFFICER Ed Delgado CHIEF FINANCIAL OFFICER John Harrison DIRECTOR OF HR/ACCOUNTING Ernest Gillespie ART DIRECTION Jason Stone Sean Walker Jonathon Won No part of this publication may be reproduced without written permission from the publisher. ©2017 REO Publishing LLC All Rights Reserved This publication is intended to provide accurate, authoritative, and detailed information in regard to the subject matter covered. All written materials are disseminated with the understanding that the publisher is not engaged in rendering legal advice or other professional services. Under no circumstance should the information contained herein be relied upon as legal advice as it is designed to be a source of information only. MReport strongly encourages the use of qualified attorneys or other qualified experts with regard to the subject matter covered. MReport does not guarantee the accuracy of the information and is not liable for any damages, losses, or other detriment that may result from the use of these materials. © 2011 First American Financial Corporation and/or its affiliates. All rights reserved. YOUR business is OUR business! First American Mortgage Services is laser focused on mitigating YOUR cost, risk and exposure by aligning our advanced solutions with YOUR strategic objectives and compliance needs. We are the New First American, over 120 years young, strong and financially secure. Insight | Innovation | Integrity First American Title Insurance Company and First American Mortgage Services make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. FIRST AMERICAN and FIRST AMERICAN TITLE are trademarks owned by First American Financial Corporation. 2 | Th e M Rep o RT Publisher Jon Ball contributing editor Abby Gregory online editor theMrePort.coM Ryan Schuette coPy editors Alison Rich emily White Youree heather hill contributors phil Britt Bob Calandra eric Fox Jack Konyk Mark Lieberman creative director Jason Stone art director Jonathan Won associate art directors Bruce Sons Chanyanont Loha-Unchit design director Sean Walker advertising Dina Duncan (214.525.6740) Jason Myers (214.525.6760) Andi Zimmerman (214.525.6724) technology Toby Tull Brandon Shangraw social Media Leon McKenzie Ani Vera circulation/corresPondence Celina Avila corPorate officers chairMan & chief creative officer chief executive officer Mark hulme edward R. Delgado business develoPMent Andi Zimmerman chief financial officer John harrison director of huMan resources ernest Gillespie director of oPerations Toby Tull account executives senior account executive Donna Lott (214.525.6792) sPonsorshiPs Jason Myers (214.525.6760) account executives Renee Charles (214.525.6742) Thomas Griffin (214.525.6754) Kristin Larson (214.525.6713) Ryan McLemore (214.525.6706) Marketing Travis Bogdon Matt hulme Production Kyle Curtis Miguel Martinez Christian McCrossan concierge Celina Avila art direction Jason Stone Sean Walker Jonathan Won No part of this publication may be reproduced without written permission from the publisher. ©2011 Reo publishing LLC All Rights Reserved This publication is intended to provide accurate, authoritative, and detailed information in regard to the subject matter covered. All written materials are disseminated with the understanding that the publisher is not engaged in rendering legal advice or other professional services. Under no circumstance should the information contained herein be relied upon as legal advice as it is designed to be a source of information only. MReport strongly encourages the use of qualified attorneys or other qualified experts with regard to the subject matter covered. MReport does not guarantee the accuracy of the information and is not liable for any damages, losses, or other detriment that may result from the use of these materials. FORDEFAULTSERVICINGPROFESSIONALS THEFIVESTARINSTITUTE Follow us. The Power Is in Our Hands