TheMReport — News and strategies for the evolving mortgage marketplace.
Issue link: http://digital.themreport.com/i/105753
Conte nts ORIGINATION origination SERVICING servicing ANALYTICS analytics secondary market SECONDARY MARKET 42 53 63 76 Feature Policy and Prophesies: Will More Regulation Boost Profits? Though legislation has put a strain on lenders' resources, new data demonstrates that industry standardization could lead to healthier revenue growth. Feature Blueprinting Appraisal Reform. Why marshaling the right allies, approach, and strategic accountability measures are crucial catalysts to establishing effective housing policy. Feature The Real Deal: Lending's LongTerm Outlook. Will the mortgage and housing industries stay on track for recovery, and how is the marketplace preparing for what's now and what's next? Feature The Wealth Effect. Forecasts resulting from the Fed's recent Flow of Funds report hinge on perception becoming reality for today's consumers, with many projections betting big on borrowers' beliefs about the marketplace. 38 The Latest Borrowers Falling Behind in Lending Research: A new study from Fannie Mae revealed that many consumers are slipping when it comes to understanding the mortgage options and the loan process. 44 Local Edition Radian Touts Training Unit's Success: Releasing year-end figures, the company's findings indicated its National Training Department educated more than 14,000 mortgage professionals in 2012. 6 | The M Report 48 58 The Latest Mortgage Fraud Hits Close to Home in Some States: Though deceptive activity has displayed declines, high-risk regions remain as the fight against mortgage-related financial crimes continues. The Latest Consumer Confidence Soars to End 2012: According to findings from The Conference Board, consumer confidence recently reached its highest level in nearly five years. 55 Local Edition Revisions to HARP Driving Refi Rise: According to a recent survey from Fannie and Freddie, a growing number of homeowners are tapping into help from HARP. 65 The Latest Kinecta Federal Credit Union Reaches Record Loan Volume: The credit union is celebrating a successful end to 2012, reporting strong year-over-year improvements in loan volume. 72 The Latest UBS Makes Second Attempt to Block FHFA Lawsuit: Though the bank already failed in its first effort to have the suit dismissed, UBS has re-filed, accusing the FHFA of trying to "shift" blame for the mortgage crisis. 78 Local Edition How Will Banks Expand in 2013? According to Crowe Horwath's findings, financial institutions are focused on retaining lending portfolios and tweaking acquisition strategies to promote growth.