TheMReport — News and strategies for the evolving mortgage marketplace.
Issue link: http://digital.themreport.com/i/1494596
M R EP O RT | 17 FEATURE July 2012 While politics is only our beat insomuch as it impacts our industry, there's no question that elections have consequences both in general and in the housing market. Our July 2012 issue examined the stakes of that year's presidential election between Barack Obama and Mitt Romney, breaking down the potential impact on housing policy that both candidates brought to the table. December 2013 The formation of the Consumer Financial Protection Bureau in 2011 marked a dividing line that had huge impacts on mortgage lending and servicing over the ensuing de- cade-plus. In our December 2013 cover story, MReport examined how those early ripples were changing the business of mortgage, only two years in. February 2013 In 2021, the Wall Street Journal reported that 68% of all mortgages issued the year prior were from non-bank lenders, up from 58.9% in 2019. Non-bank lenders have remained an important segment of the modern American housing market, led by juggernauts such as Rocket Mortgage and United Wholesale Mortgage. In February 2013, our cover story got out front of this important topic. November 2014 The GSEs—Fannie Mae and Freddie Mac— have been lightning rods for controversy since the previous financial crisis. After being placed into conservatorship in September 2008, debate has continued over how that conservatorship should be managed, and even whether that conservatorship should continue or finally be terminated. In this cover story, MReport examined the stakes in play and the arguments from all sides. October 2013 The forced innovation of the COVID-19 era has sped the development of digital processes and made remote work more than just a curiosity, even as economic pressures have forced lending shops to be strategic about how they staff and what they out- source. Back in October 2013, as the nation recovered from the 2008 financial crisis, we brought you this look at the rise of busi- ness-process outsourcing. July 2015 We are always excited when we get the chance to interview the politicians, policy- makers, and government officials whose de- cisions and hard work help shape the hous- ing market on a day-to-day basis. In this issue, we profiled Edward Golding, then the Principal Deputy Assistant Secretary for the Office of Housing for FHA, who spoke about FHA's core initiatives and his vision of the future of homeownership.