TheMReport

August 2012

TheMReport — News and strategies for the evolving mortgage marketplace.

Issue link: http://digital.themreport.com/i/81276

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CONTENTS 23 What the rising tide of refinancing means for the future of the industry. RIDING HIGH ON REFIS 29 Bankers beware—credit cop Elizabeth Warren is running for Senate. Why are some embracing the sheriff of Wall Street? THE COMEBACK COP 33 RENEGOTIATING THE AMERICAN DREAM consumer perspective on homeownership, creating a new plot line for the American Dream. The refinancing boom is generating changes in the industry, but the trend is also influencing the 36 New data behind technology outsourcing points to some contemporary advantages from a tried-and-true strategy. ARE YOU IN OR OUT? DEPARTMENTS 8 THE MREPORT.COM Hot Headlines 9 Expertise, Experience, and the Industry's Evolution FROM THE SOURCE 15 Meet the 'Usual Suspects' 16 DRESS CODE Peter Wallison on Government Housing Policy and Market Regulation TAKE 5 18 Today's Borrower on Affordability and Investing 19 THE PULSE Falling Back? 20 WHAT'S NEXT See Who's Moving On and Moving Up in the Mortgage Marketplace MCROWD THE M REPORT | 5

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