TheMReport — News and strategies for the evolving mortgage marketplace.
Issue link: http://digital.themreport.com/i/81279
CONTENTS origination ORIGINATION 44 Feature Going Commercial: Who Is Setting the Pace in the Non-Residential Sector? Banks and lenders speak out on the strategies leading to success in the current commercial marketplace. 40 The Latest Banks Ease Lending Terms to Meet Demand: A comprehensive study from the Fed indicates that standards for mortgage loans relaxed somewhat during the second quarter. 46 Local Edition TSAHC Expands Down Payment Assistance: Low- to moderate- income homebuyers are getting a boost as the TSAHC announces broader terms. servicing SERVICING 54 Feature Past Tense: Does History Hold the Key to Financial Reform's Future? As the Dodd-Frank Act reaches another birthday, a look at the past and present of industry reform initiatives may reveal the legislation's next chapter. 50 The Latest Incoming Complaints About Mortgage Loans Hits 55K: A mid- year report from the government housing sector shows that borrowers with mortgage-related issues comprise 43 percent of all complaints. 56 Local Edition LPS Settles Signing Errors Case: Wrapping up a legal battle related to DocX, the criminal charges against the company have been dismissed. 6 | THE M REPORT analytics ANALYTICS 66 Feature Safe and Sound: The Quality Control Conundrum. Are today's loans setting a new benchmark for quality in the marketplace? Lenders One CEO Jeff McGuiness thinks so, and he's speaking out on the positive trend. 60 The Latest Consumer Optimism Up Despite Economic Trouble: Proving more unflappable than anticipated, consumer sentiment remains solid during the summer months. 68 Local Edition Foreign Buyers Back Off as Pricing Improves: According to findings from Trulia, the homebuyer rush from abroad is slowing as home prices begin to lift. secondary market SECONDARY MARKET 76 Feature Hot on Homes: Builders Break New Ground. As housing statistics continue to fluctuate, the homebuilding sector is seeing gains; find out which companies are making headlines. 72 The Latest GSEs Mark Consecutive Quarters with No Treasury Draw: Fannie and Freddie display greater stability, requesting no funding from the U.S. Treasury for a second consecutive quarter. 78 Local Edition Senator Pitches Bond Sales to Fund Refinancing Plans: Sen. Jeff Merkley has announced a proposal that would give distressed borrowers access to lower rates through a trust fueled by bond sales.