TheMReport — News and strategies for the evolving mortgage marketplace.
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8 | TH E M R EP O RT Where Prime Lending Ends Citadel Servicing Begins FROM THE SOURCE SHARE THIS CFPB HMDA REPORTING TOOL https://ffiec.cfpb.gov In January, the Consumer Finance Protection Bureau (CFPB) launched the HMDA Platform, a central portal to file Home Mortgage Disclosure Act (HMDA) data collected in or after 2017. Here, financial institutions can upload their loan/application registers, review edits, certify the accuracy and completion of the data, and submit it for the filing year. The deadline to submit HMDA data collected during 2017 is March 1. WATCH THIS AN OVERVIEW OF THE FAIR HOUSING ACT YouTube.com The National Association of Realtors (NAR) recently commented upon the Fair Housing Act with a new video that gives an overview of the law and how it impacts our industry and nation. First enacted in 1968, the Fair Housing Act was created to protect the buyer or renter from seller or landlord discrimination. Primarily, the act makes it unlawful to refuse to sell, rent to, or negotiate with a person because of their status in a protected class. To learn more, visit NAR's page on YouTube or search "An Overview of the Fair Housing Act." TWEET THIS @MHA4YOU Learn more about Making Home Affordable (MHA) via the Twitter handle @ MHA4You. A great central hub where homeowners, servicer providers, and other organizations assisting homeown - ers with the U.S. Treasury's Making Home Affordable program can learn more info. Recent posts also include updates about the FHFA's HARP program and latest fore - closure numbers, and tracking identity fraud in mortgages. READ THIS WHEN TO JUMP: IF THE JOB YOU HAVE ISN'T THE LIFE YOU WANT Mike Lewis If you're dissatisfied with your job but worried about leaving the security it provides, it can be hard to weigh your deci- sions and finally make a switch. After all, the grass isn't always greener on the other side. Instead of going it alone, Mike Lewis outlines four steps to help you pursue the career of your dream in his new book When to Jump. Called "a lively and inspir - ing guidebook" by Tony Robbins, Jump uses anecdotes from real-world professionals who made the jump—such as a banker who started a brewery, a publicist who became a bishop, and a garbage collector who trans - formed into a furniture designer.