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30 | TH E M R EP O RT SPECIAL ADVERTISING SECTION // E-LENDING GUIDE Arch Mortgage Insurance Company KEY PERSONNEL David Gansberg President and CEO Chris Hovey EVP and COO Sara Millard EVP and General Counsel Cheryl Feltgen EVP and Chief Risk Officer Tom Jeter EVP and CFO STAFFING 869 Employees CONTACT INFORMATION 230 North Elm St. Greensboro NC 27401 Phone: 800.909.4264 Email: archmortgageinsurance@ archmi.com Web: archmi.com and archmicu.com GEOGRAPHICAL SCOPE AND COVERAGE AREA Arch MI is licensed to write mortgage insurance in all 50 states, the District of Columbia, and Puerto Rico. CORPORATE PROFILE Arch Capital Group Ltd.'s U.S. mortgage insur- ance operation, Arch MI, is the leading provider of private insurance covering mortgage credit risk. Headquartered in Greensboro, North Carolina, with significant operations in Walnut Creek, California, Arch MI's mission is to protect lenders against credit risk, while extending the possibility of responsible home ownership to qualified borrowers. Combining operational strength, financial strength, and a commitment to providing innovative, easy-to-use solutions, Arch MI is the preferred MI partner for mortgage lenders nationwide. COMPANY HISTORY Arch MI was founded in 2014, when Arch Capital Group Ltd. completed its purchase of CMG Mortgage Insurance Company. Within two years, Arch MI emerged as a dynamic MI provider, launching in- novative solutions like Arch MI RateStar and Portfolio Power. Lenders seeking a way to differentiate them in the marketplace rapidly adopted RateStar, a risk- based pricing program that more precisely matched MI rates to individual loan risk. At the end of 2016, Arch MI's parent company acquired United Guaranty Corporation (UGC) and merged the two companies' operations, making Arch MI the largest U.S. provider of MI products and services. REGULATORY COMPLIANCE Arch MI is fully compliant with the GSEs' Private Mortgage Insurer Eligibility Requirements (PMIERs) and is an approved MI provider for both Fannie Mae and Freddie Mac. BUSINESS LINES, SERVICES, AND PRODUCTS Arch MI specializes in providing innovative solutions that expand origination opportunities while enhancing efficiencies and ease of use. RateStar is the compa- ny's dynamic risk-based pricing that matches MI rates more precisely to individual loan risk. Arch Mortgage Guaranty Company (AMGC) supports portfolio lend- ing for eligible mortgage loans that "fall outside the box" – including non-Qualified Mortgage (QM) loans, Jumbos, and loans intended for private securitization. KEY FEATURES/BENEFITS • Industry leadership as the largest mortgage insurance company. • Leadership in industry innovation, demonstrated by Arch MI's RateStar dynamic pricing solution and AMGC for loans intended for private securitization. • Operational strength, supported by seasoned professionals and best-in-class technology. • Financial strength, exemplified by Arch MI's compliance with PMIERs. • Institutional expertise, provided by experienced risk managers. • Customer service excellence, delivered by trained sales and underwriting teams. COMPETITIVE ADVANTAGE Arch MI is the leader of the mortgage insurance space but also its innovator. The company's ability to provide new and compelling MI solutions that lever- age the latest tech developments and directly benefit its customers is Arch MI's acknowledged competitive advantage. With Arch MI as their partner, lenders have more origination opportunities and the confi- dence to take advantage of them. ADDED VALUE TO CLIENTS Arch MI offers lenders a powerful combination of unri- valled financial strength and tech innovation, allowing them to explore profitable new opportunities, differenti- ate themselves in the market, and compete effectively for purchase business. Arch MI creates the single best customer experience in the industry—in its personal interactions, in the customer-focused solutions it pro- vides, in the customer-facing systems that support the company's business. Only Arch MI has the necessary financial and operational strength and drive to introduce genuine innovation to the MI industry, creating unique solutions that directly benefit lenders in terms of cost, speed, convenience, and efficiencies. KEYS TO YOUR SUCCESS Arch MI's dedicated teams are focused on providing customers a fast, friction-free customer experience at every stage of the loan cycle. To achieve this, Arch MI focuses on: • Listening to its customers describe their challenges. • Identifying customers actual business needs within those challenges. • Leveraging Arch MI's resources, talent, and operational support to successfully develop and execute innovative MI-based solutions that address those needs and exceed expectations. INDUSTRY AWARDS, ACCOLADES, AND MILESTONES In 2017, Arch MI was recognized with the following: • MReport: Women of Impact—Leading Ladies— Sara Millard • HousingWire: Women of Influence Award—Sara Millard • HousingWire: Tech 100—RateStar • HousingWire: Vanguard Awards—Andrew Rippert • MarCom Awards—Arch MI / United Guaranty Acquisition—Arch MI Together Is Better campaign • Triad Business Journal: 40 Under 40—Sara Millard