As workforces are cut, the use of technology to automate specific workflows can be beneficial, while establishing a playbook for when it’s time to go back on the offense.
Most Recent Articles
Home Affordability Hurdles Remain, But Growing Even Further in this Historical State
According to the Texas Tribune, the U.S. Census Bureau has reported that it’s now more expensive to live in the Lone Star State, despite incomes and education increasing among Texans, all the...
Federal Housing Chief: ‘We don’t have to do’ Fannie and Freddie IPOs
President Donald Trump will make the final decision on whether an IPO will be issued for Fannie Mae and Freddie, but Bill Pulte’s comments show a recent shift in how Trump administration officials...
The State of Homeowner Equity & Underwater Properties
Despite a quarterly decline, ATTOM's Q4 2025 U.S. Home Equity & Underwater Report showed the percentage of mortgaged homes that are still equity-rich and the portion that is seriously underwater,...
Some State Lawmakers Think 2026 is the Beginning of the End for Homeowner Property Taxes
State lawmakers have attempted property tax reform, capping increases, compressing rates, and carving out relief for the most burdened of homeowners for decades. This year, however, at least five...
IBM Exec: Trump’s Fed Pick will ‘Overhaul’ Central Bank While Bringing Crisis Expertise
During an interview, IBM Vice Chair Gary Cohn pointed to Fed Chair nominee Kevin Warsh’s hands-on role during the 2008 financial crisis and his plans to return the central bank to traditional...
Foreclosure Auction Volume Jumps to Nearly Six-Year High
According to new data from Auction.com, pricing signals were mixed, with buyers paying slightly more relative to estimated value at foreclosure auction. However, seller asking prices rose faster...
Single-Family Rentals Lose Ground as Renters Seek Affordability
A surge in apartment construction during and after the pandemic has shifted the rental landscape, leaving single-family homes at their lowest share of the rental market since at least 2011, Redfin...
Survey: Incomes, Mortgage Rates Cited as Top Homeownership Barriers
More than 90% of Americans say housing affordability is a problem, with most pointing to wages that haven’t kept pace with home prices and persistently high mortgage rates as the biggest obstacles...
Housing Affordability Crunch Pushes More Mortgage Holders Into Delinquency
New data shows a growing number of homeowners falling at least 90 days behind on their mortgages, signaling that persistent affordability challenges are beginning to affect loan performance...
How Trump’s Choice of Kevin Warsh to Lead the Fed Could Impact the Industry
President Trump’s decision to nominate former Fed Governor Kevin Warsh to succeed Jerome Powell signals a potential shift in how aggressively the central bank approaches rate cuts, with major...
Lower Mortgage Rates Help Unlock Inventory as Buyer Demand Strengthens
Redfin data shows new listings ticking up in late January as easing housing costs and reduced rate lock-in encourage homeowners to sell and buyers to reengage, even as homes take longer to go...
NAR Survey Signals Stronger Buyer and Seller Traffic Expectations
According to the National Association of Realtors (NAR), the latest Realtors Confidence Index report showed an increase in days on market, a shift in the number of offers received by sellers,...
Sen. Kelly Calls on Administration to Address Housing Affordability
In his letter to President Trump and HUD Secretary Scott Turner, U.S. Sen. Mark Kelly discussed how rising rents, home prices, insurance costs, and other factors are putting economic pressure on...
Beyond the City Limits, Part 2
In Part 2 of our MortgagePoint magazine Cover Story on living in rural America, we take a look at how Farmer Mac keeps credit available and affordable for those who chose to live away from urban...
President Trump Picks Kevin Warsh as New Fed Chair
Kevin Warsh served on The Fed's Board of Governors from 2006 to 2011, and he will face Senate confirmation after Jerome Powell's term as Chair ends in May. The post President Trump Picks Kevin...
Will Home Insurance Markets Stabilize in 2026?
A pair of new reports suggest that while premium growth could moderate, higher construction costs, litigation, and climate-related risks continue to keep home insurance expensive for many...
How Income Growth Is Reshaping U.S. House-Buying Power
Mark Fleming, Chief Economist at First American, details the state of housing affordability, house-buying power, income growth and more in his latest article—giving aspiring homebuyers an idea of...
FHFA Report Shows Rise in Forbearance, Refinances as Mortgage Rates Fall
The Prevention, Refinance, and Federal Property Manager's Report for October 2025 has been released by the Federal Housing Finance Agency (FHFA), revealing the details of foreclosure prevention...
AEI: Housing Supply Is Critical to Prevent Another Home Price Surge
Returning housing affordability to 2019 levels would require dramatic shifts in rates, incomes, or prices, according to AEI, which warned that strong economic growth without new supply could...
PhoenixTeam Names Laura MacIntyre as Partner
Bringing three decades of industry experience, Laura MacIntyre has been appointed as Partner and Growth Officer at PhoenixTeam, helping propel further growth throughout the mortgage ecosystem. The...