Overall housing inventory dropped 15% year-over-year in June, remaining at an all-time low. A new market report from Redfin revealed that homebuyers are turning to new builds as many homeowners continue clinging to their low existing mortgage rates, contributing to the ongoing lack of supply.
Most Recent Articles
Foreclosure Auction Volume Jumps to Nearly Six-Year High
According to new data from Auction.com, pricing signals were mixed, with buyers paying slightly more relative to estimated value at foreclosure auction. However, seller asking prices rose faster...
Single-Family Rentals Lose Ground as Renters Seek Affordability
A surge in apartment construction during and after the pandemic has shifted the rental landscape, leaving single-family homes at their lowest share of the rental market since at least 2011, Redfin...
Survey: Incomes, Mortgage Rates Cited as Top Homeownership Barriers
More than 90% of Americans say housing affordability is a problem, with most pointing to wages that haven’t kept pace with home prices and persistently high mortgage rates as the biggest obstacles...
Housing Affordability Crunch Pushes More Mortgage Holders Into Delinquency
New data shows a growing number of homeowners falling at least 90 days behind on their mortgages, signaling that persistent affordability challenges are beginning to affect loan performance...
How Trump’s Choice of Kevin Warsh to Lead the Fed Could Impact the Industry
President Trump’s decision to nominate former Fed Governor Kevin Warsh to succeed Jerome Powell signals a potential shift in how aggressively the central bank approaches rate cuts, with major...
Lower Mortgage Rates Help Unlock Inventory as Buyer Demand Strengthens
Redfin data shows new listings ticking up in late January as easing housing costs and reduced rate lock-in encourage homeowners to sell and buyers to reengage, even as homes take longer to go...
NAR Survey Signals Stronger Buyer and Seller Traffic Expectations
According to the National Association of Realtors (NAR), the latest Realtors Confidence Index report showed an increase in days on market, a shift in the number of offers received by sellers,...
Sen. Kelly Calls on Administration to Address Housing Affordability
In his letter to President Trump and HUD Secretary Scott Turner, U.S. Sen. Mark Kelly discussed how rising rents, home prices, insurance costs, and other factors are putting economic pressure on...
Beyond the City Limits, Part 2
In Part 2 of our MortgagePoint magazine Cover Story on living in rural America, we take a look at how Farmer Mac keeps credit available and affordable for those who chose to live away from urban...
President Trump Picks Kevin Warsh as New Fed Chair
Kevin Warsh served on The Fed's Board of Governors from 2006 to 2011, and he will face Senate confirmation after Jerome Powell's term as Chair ends in May. The post President Trump Picks Kevin...
Will Home Insurance Markets Stabilize in 2026?
A pair of new reports suggest that while premium growth could moderate, higher construction costs, litigation, and climate-related risks continue to keep home insurance expensive for many...
How Income Growth Is Reshaping U.S. House-Buying Power
Mark Fleming, Chief Economist at First American, details the state of housing affordability, house-buying power, income growth and more in his latest article—giving aspiring homebuyers an idea of...
FHFA Report Shows Rise in Forbearance, Refinances as Mortgage Rates Fall
The Prevention, Refinance, and Federal Property Manager's Report for October 2025 has been released by the Federal Housing Finance Agency (FHFA), revealing the details of foreclosure prevention...
AEI: Housing Supply Is Critical to Prevent Another Home Price Surge
Returning housing affordability to 2019 levels would require dramatic shifts in rates, incomes, or prices, according to AEI, which warned that strong economic growth without new supply could...
PhoenixTeam Names Laura MacIntyre as Partner
Bringing three decades of industry experience, Laura MacIntyre has been appointed as Partner and Growth Officer at PhoenixTeam, helping propel further growth throughout the mortgage ecosystem. The...
Remodeling Growth, Trends Expected to Slow Moderately in 2026
The latest Leading Indicator of Remodeling Activity (LIRA) from Harvard University's Joint Center for Housing Studies (JCHS) indicates that annual expenditures on enhancements and upkeep for...
Coalition Warns About Mortgage Credit & Score Rule Changes
In correspondence with Bill Pulte, who oversees the Federal Housing Finance Agency, some 35 advocacy groups detailed issues to tackle as the Trump administration strives to enhance nationwide home...
Fed Votes to Hold Interest Rates Steady
The central bank's decision ended a string of three consecutive quarter-percentage-point reductions. The FOMC also upped its assessment of economic growth and eased its concerns about the labor...
Case-Shiller Index Shows Tepid Home Price Growth in November
Strong price growth in cities such as Chicago and New York contrasted with ongoing declines in several Sun Belt markets, highlighting continued regional divergence in the November Case-Shiller...
Homebuyers File Class-Action Lawsuit Against Rocket Companies
A new consumer class-action lawsuit filed against Rocket Companies accuses the Michigan-based lending conglomerate of forcing agents to steer clients to use Rocket Mortgage. Rocket denies the...