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M R EP O RT | 37 BEST IN DATA & ANALYTICS KEY PERSONNEL Steve Gaenzler SVP Data & Analytics Katie Brewer SVP Valuations Operations CONTACT INFORMATION 1500 Market St. Philadelphia, PA 19102 Radian.com/hpi Debra Gladden, Customer Development Specialist Debra.Gladden@Radian.com 215.231.1626 END-USER CATEGORIES Lender/Servicer Agent/Broker COMPANY DESCRIPTION Radian is ensuring the American Dream of homeownership responsibly and sustainably through products and services that include industry- leading mortgage insurance and a comprehensive suite of mortgage, risk, title, valuation, asset management, and other real estate services. They are powered by technology, informed by data, and driven to deliver new and better ways to transact and manage risk. Visit Radian.com to learn more about how Radian is shaping the future of mortgage and real estate services. BUSINESS LINES, SERVICES & PRODUCTS 99% of homes in the U.S. aren't transacted each month, so why rely on an index that measures only those that do? The Radian Home Price Index (HPI), provided by the company's Red Bell Real Estate, LLC, subsidiary, represents the next generation in housing market intelligence. Leveraging a wealth of data and property valuation expertise—the Radian HPI offers a truly unique view on patterns and trends in the U.S. housing market. COMPETITIVE ADVANTAGE: Powered by unparalleled data and artificial intelligence, the Radian HPI offers a level of detail and insight that is unmatched in the industry. Fueled by nearly 90 million property observations, the Radian HPI uses a host of variables and dimensions to provide a unique view on patterns and trends across the U.S. housing market. In contrast, repeat-sales methods, the market's most widely publicized indices, are limited to observations of completed transactions on properties transacting two or more times. With an average of less than 400,000 unique observations per month, creating granular repeat-sales indices is more difficult, less stable, and requires substantial revisions over time. In median sales price models, which are also based on only transacted properties, these models do not account for any change in composition of home sales or property condition. As a result, interpretation of both repeat sales and median indices is challenging, rendering their value limited. ADDED VALUE The Radian HPI (Radian.com/ hpi) offers a complimentary data visualization on its website to showcase the power that the Radian HPI offers. Through this interactive experience, users can get insight into all the Radian HPI can do for them. From there, users can gain access to the full Radian HPI data set through the client access portal. This self-service platform contains a library of thousands of high- value indices based on geographic dimensions and property attributes. The platform offers monthly updated access to nine different geographic dimensions and can get as granular as the ZIP code level. In addition, Radian HPI provides unique insights across multiple property attributes, including bedroom count and square footage. In creating more than 100,000 unique indices each month, the Radian HPI is more comprehensive in its granularity—allowing for micro- market real estate information that other indices cannot provide. The benefits of this modern approach includes: • Speed to Market: Results are available weeks earlier than other indices and can be provided just days after month's end. • Advanced Methods: Uses artificial intelligence and machine learning to empower the best results. • Custom Indices: Creates highly specific indices by using the broadest set of attributes and dimensions. • Complete View: Provides valuations data on the U.S. housing stock rather than sales pairs or sample populations. ACCOLADES: The Radian Home Price Index is a recipient of the 2020 HousingWire Tech100 Real Estate award. In addition, the Radian Home Price Index has been recognized in MReport's list of the Top 25 FinTech Innovators. *Red Bell Real Estate, LLC and its wholly owned subsidiaries hold real estate licenses in every state and the District of Columbia. Corporate headquarters are located at 7730 S. Union Park Ave., Suite 400, Midvale, UT 84047. Contact Jeff Jonas, real estate broker, 877.500.1415. Radian Home Price Index, provided by Red Bell Real Estate, LLC