Freddie Mac Chief Economist Sam Khater points out that "upward pressure on rates is the product of a resilient economy with low unemployment and strong wage growth, which historically has kept purchase demand solid.”
Most Recent Articles
President Says the Federal Reserve is ‘In Theory’ an ‘Independent Body’
President Donald Trump told Tom Llamas of NBC News that Kevin Warsh would not have been his pick to be Fed Chair has Warsh expressed a desire to raise interest rates. The post President Says the...
Homebuilders Propose Up to 1M ‘Trump Homes’ as Affordable Housing Alternative
U.S. homebuilders are working on a proposal to build up to a million "Trump Homes" that would help address the ongoing nationwide affordability crisis, giving aspiring homebuyers more...
Impact of Proposed Mortgage Plan Might be Opposite of President’s Intent, Economists Say
The potential $200 billion mortgage bond purchase plan by President Trump to reduce nationwide mortgage rates has fueled a heated debate, with experts warning that its advantages may be fleeting...
Looming Housing Bill Vote Would Tackle Housing Affordability Crisis
House Republicans are looking ahead to next week's possible vote on the Housing for the 21st Century Act, part of Congress's efforts to enact legislation combating the housing affordability...
Trump: DOJ Should Continue Investigation of Fed Chair Powell ‘To The End’
U.S. Attorney for Washington Jeanine Pirro should “take it to the end and see,” President Donald Trump said in the Oval Office, but U.S. Sen. Thom Tillis, R-N.C., has said he will oppose any new...
Fed’s Miran Resigns as Top White House Economist
Stephen Miran was appointed to a seat on the Fed's seven-member Board of Governors in September after Adriana Kugler, who was appointed by President Joe Biden, resigned. The post Fed’s...
Lone Star State Housing Affordability Slips as Costs Outpace Income Growth
According to the Texas Tribune, the U.S. Census Bureau has reported that it’s now more expensive to live in the Lone Star State, despite incomes and education increasing among Texans, all the...
Federal Housing Chief Signals Administration May Skip Fannie, Freddie IPOs
President Donald Trump will make the final decision on whether an IPO will be issued for Fannie Mae and Freddie, but Bill Pulte’s comments denote a recent shift in how Trump administration...
Homeowner Equity Eases Slightly as Housing Market Stabilizes
New ATTOM data shows the share of equity-rich homes dipped to 44.6% in Q4 2025, signaling a gradual normalization of homeowner equity after years of rapid price gains while underwater mortgage...
Could 2026 Be the Beginning of the End for Property Taxes?
State lawmakers have attempted property tax reform, capping increases, compressing rates, and carving out relief for the most burdened of homeowners for decades. This year, however, at least five...
IBM Exec: Trump’s Fed Pick Will ‘Overhaul’ Central Bank While Bringing Crisis Expertise
During an interview, IBM Vice Chair Gary Cohn pointed to Fed Chair nominee Kevin Warsh’s hands-on role during the 2008 financial crisis and his plans to return the central bank to traditional...
Foreclosure Auction Volume Jumps to Nearly Six-Year High
According to new data from Auction.com, pricing signals were mixed, with buyers paying slightly more relative to estimated value at foreclosure auction. However, seller asking prices rose faster...
Single-Family Rentals Lose Ground as Renters Seek Affordability
A surge in apartment construction during and after the pandemic has shifted the rental landscape, leaving single-family homes at their lowest share of the rental market since at least 2011, Redfin...
Survey: Incomes, Mortgage Rates Cited as Top Homeownership Barriers
More than 90% of Americans say housing affordability is a problem, with most pointing to wages that haven’t kept pace with home prices and persistently high mortgage rates as the biggest obstacles...
Housing Affordability Crunch Pushes More Mortgage Holders Into Delinquency
New data shows a growing number of homeowners falling at least 90 days behind on their mortgages, signaling that persistent affordability challenges are beginning to affect loan performance...
How Trump’s Choice of Kevin Warsh to Lead the Fed Could Impact the Industry
President Trump’s decision to nominate former Fed Governor Kevin Warsh to succeed Jerome Powell signals a potential shift in how aggressively the central bank approaches rate cuts, with major...
Lower Mortgage Rates Help Unlock Inventory as Buyer Demand Strengthens
Redfin data shows new listings ticking up in late January as easing housing costs and reduced rate lock-in encourage homeowners to sell and buyers to reengage, even as homes take longer to go...
NAR Survey Signals Stronger Buyer and Seller Traffic Expectations
According to the National Association of Realtors (NAR), the latest Realtors Confidence Index report showed an increase in days on market, a shift in the number of offers received by sellers,...
Sen. Kelly Calls on Administration to Address Housing Affordability
In his letter to President Trump and HUD Secretary Scott Turner, U.S. Sen. Mark Kelly discussed how rising rents, home prices, insurance costs, and other factors are putting economic pressure on...
Beyond the City Limits, Part 2
In Part 2 of our MortgagePoint magazine Cover Story on living in rural America, we take a look at how Farmer Mac keeps credit available and affordable for those who chose to live away from urban...