According to a new ATTOM report, homebuyers who close on this January date are offered the lowest premium above the automated valuation model. While still above market value, the average homebuyer is only paying a 3.8% premium, compared to the 14.4% premium recorded in May.
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HUD & FHA to Enhance Homeownership Affordability
New underwriting policy will provide more flexibility for borrowers renting space inside their homes, while Servicing Defect Taxonomy will increase transparency around mortgage servicing loan...
CFPB Finds Many Underinsured Against Flooding
New report concludes that homeowners facing flooding from rivers and creeks are more likely to be underinsured than coastal residents. The post CFPB Finds Many Underinsured Against Flooding first...
Renters Getting More Bang for Their Buck
According to a recent Redfin report, renter budgets have improved as asking rents have stabilized below their pandemic peak, giving U.S. renters more value for their money due to recent surges in...
Economic Update 2025
MortgagePoint surveys a panel of economists and industry experts about where the housing market and mortgage industry will be headed in a new year and under a new incoming president. The post...
Housing Trends Face Seasonal Slowdown
"December is traditionally a slower time for the market, as people settle in for the holidays, and we expect to see a seasonal downturn each year," said Danielle Hale, Chief Economist,...
The Factors Driving Mortgage Availability
The latest Mortgage Credit Availability Index reveals credit availability trends for the month of December. What does the Index suggest when it comes to homeownership opportunities for Americans...
New Year… New Home?
According to a recent Redfin research, more people are beginning their home search as the new year gets underway. In the week ending January 5, Redfin’s Homebuyer Demand Index, a seasonally...
More Renters Fearing Scams in Tight Housing Market
Fraudulent listings and distrust in online platforms highlight the urgent need for increased protections, according to a new fraud report. The post More Renters Fearing Scams in Tight Housing...
Mortgage Digitalization 2.0: Moving Beyond Integrations
Mike Yu of Vesta explains how technological capabilities are becoming more central to financial institutions, a once deliberate approach to tech strategy that is now essential. The post Mortgage...
Xome CEO Announces Retirement
Mike Rawls, current CEO of Xome, will retire effective June 30, 2025. In the aftermath, Chris Marshall, former Vice Chair and President at Mr. Cooper, will join Xome to lead company...
Experts Reveal Where First-Time Buyers Might Find the Best Deal
In 2025, two U.S. regions may prove to be most promising for first-time homebuyers to begin their road toward homeownership. The latest Realtor.com Best Markets for First-Time Homebuyers study...
Where Are Rent Prices Headed in 2025?
In December, the median asking rent per square foot dipped 0.1% month-over-month (MoM) and 1.9% year-over-year (YoY) to $1.78—according to a new Redfin report. Due to an increase in vacancies...
Report: CRE Lenders Feeling Stress, But Weathering the Storm
Some CRE loans will face increased default rates as credit becomes less available and more expensive. The post Report: CRE Lenders Feeling Stress, But Weathering the Storm first appeared on The...
HUD Streamlines Affordable Housing Regulations
The Final Rule for HUD’s HOME Investment Partnerships Program will reduce administrative burden on communities, better align federal resources, and lower housing costs for families nationwide. The...
Understanding the Surge in Title Fraud—And How to Prevent It
Real Estate Attorney Dax Junker discusses the rise in title fraud, and ways to detect early attempts at deed fraud. The post Understanding the Surge in Title Fraud—And How to Prevent It first...
Homebuyer Competition Stiffens in the Northeast
According to a recent Zillow study, buyer competition in Buffalo, New York—as of last year—never cooled, and it is expected to continue to burn hot until 2025. But will it have the hottest metro...
Measuring U.S. Home Price Growth
“Heading into the end of the year, home prices remained relatively flat though showing some marginal improvement from the weakness seen heading into the fall and following reduced homebuyer demand...
450,000+ Homes At-Risk From Los Angeles Wildfires
With the Los Angeles region declared a state of emergency, a new study examines the number of homes that lie in the path of Pacific Palisades wildfires, as high winds and dry conditions continue...
Freddie Mac Elects Mastercard Exec to Its Board
Jane Prokop joins the GSE’s board of directors bringing nearly 30 years of experience in fintech, product development, and business financing to Freddie Mac. The post Freddie Mac Elects Mastercard...
Lock-In Effect Fueling Americans’ Hesitancy to Let Go of Their Homes
A recent Redfin survey examines why different generations and cohorts are refusing to sell their homes amid economic and political uncertainty going into 2025. The post Lock-In Effect Fueling...