TheMReport

MReport December 2022

TheMReport — News and strategies for the evolving mortgage marketplace.

Issue link: http://digital.themreport.com/i/1488302

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M R EP O RT | 3 CO NTE NTS FEATURES 18 NAVIGATING STORMY SEAS A panel of experts assembled by MReport provides their expert insights and perspec- tives into what 2023 may bring to the housing market and whether or not a market correc- tion is on the horizon. 28 HOW THE CLOUD ACCELERATES MORTGAGE INNOVATION When it comes to mortgage technology, many lenders are unable to realize the true potential of technology to lower costs and make mort- gage production more efficient. 32 SEIZING UNTAPPED OPPORTUNITY IN CONSTRUCTION LENDING Not everyone who wants to build a home or invest in residential real estate can get the financing they need. Therein lies opportunity. DEPARTMENTS 4 MTECH Blazing New Digital Paths 12 MCROWD Who's moving on and who's moving up in the industry THE LATEST 36 AFFORDABILITY TO BE DRIVING HOUSING MARKET FORCE IN 2023 "Affordability is going to be the biggest factor in housing for 2023, but there's room for opti- mism on that front if mortgage rates recede," Zillow Chief Economist Skylar Olsen said. 44 ECONOMY HINDERING AMERICANS FROM MILESTONE PURCHASES, FINANCIAL GOALS A majority of Americans are delaying life events and activities due to rising inflation, according to a new study from Bankrate.

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