Freddie Mac has released the results of its Primary Mortgage Market Survey (PMMS), showing that the 30-year fixed-rate mortgage (FRM) had averaged 5.66%. “The market’s renewed perception of a more aggressive monetary policy stance has driven mortgage rates up to almost double what they were a year ago,” said Sam Khater, Freddie Mac’s Chief Economist. ...
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Some may believe that baby boomers had an easier time becoming homeowners than later generations; however, according to recent LendingTree research, a sizable portion of boomers are choosing to...
With housing costs still high and mortgage rates stubbornly elevated, typical down payments remain steady but far above pre-2020 norms. The post Down Payments Hold Steady as Affordability...
“America’s housing market is defined right now by caution,” said Chen Zhao, Head of Economics Research at Redfin. “Buyers are walking away from deals more often, sometimes due to affordability...
The Trump administration’s removal of FHFA watchdog Joe Allen has sparked alarm from critics over the independence of regulators overseeing America’s housing finance system. The post Report: Trump...
While President Trump insists inflation is no longer a concern, Treasury data shows price growth remains stubbornly above the Fed’s 2% goal, with housing and energy still driving costs. The post...
Half of Gen Z respondents say career advancement outweighs homeownership for now, but most still view buying a home as key to financial security and the American dream. The post Gen Z Keeps...
While the Fed has made two consecutive rate cuts, Treasury Secretary Scott Bessent says slow action could deepen the slump in housing and expose the economy’s reliance on the tech sector. The post...
According to TransUnion's Q3 2025 Credit Industry Insights Report, recent trends in consumer credit risk point to a widening gap among U.S. consumers, with some exhibiting greater financial...
Lawmakers expressed bipartisan concern that recent HUD layoffs could weaken the department’s housing-access programs, as nominees for FHA and Ginnie Mae leadership pledged to maintain stability...
New data from First American revealed which generations dominate homeownership today and which will soak up the millions of family homes expected to be available after elderly age groups age out,...
The FHFA’s latest report outlines how the Enterprises performed on key housing affordability and access goals amid evolving market conditions. The post FHFA Details Housing Goal Performance,...
After stepping down from his role in November 2023, David Benson, the former President of Fannie Mae, is rejoining the government-sponsored enterprise in the capacity of Senior Adviser. The post...
The average 30-year mortgage rate now hovers at around 6.2%, just over half a percentage point lower than the 6.8% average recorded earlier this year. Despite this, homebuying...
To achieve the American Dream, many U.S. homebuyers are willing to look past the frightful prospect of a haunted home, with a new LendingTree report revealing the share of buyers that would...
Even as foreclosure filings rise, fewer properties are being abandoned, signaling continued strength in housing demand, according to ATTOM’s new report. The post How Zombie Foreclosures, Vacancy...
The Chicago Housing Authority (CHA) is suing the U.S. Department of Housing and Urban Development (HUD), seeking immediate intervention from the court regarding new conditions HUD has placed on...
Rents across the United States continued their steady descent in September 2025, marking the 26th consecutive month of year-over-year declines. According to Realtor.com’s rental data, the median...
Fannie Mae and Freddie Mac had diverging results for the third quarter, the GSEs reported today. Fannie Mae earned $3.9 billion for the third quarter of 2025, compared with $3.3 billion for the...
The U.S. District Court for the Eastern District of Kentucky today issued an injunction halting the implementation of the Consumer Protection Financial Bureau’s (CFPB) Personal Financial Data...
Dr. Cheryl Travis-Johnson, EVP and COO of VRM Mortgage Services, passed away last week. Cheryl was a dedicated industry veteran with over 30 years of service. Since joining VRM in 2008, she was...
