"In our view, the balance still suggests a modest recession, particularly if the Federal Reserve maintains its focus on labor market tightness,” said Doug Duncan, SVP and Chief Economist for Fannie Mae.
Most Recent Articles
How Long Does It Take to Save for a Down Payment on a Home?
The typical U.S. homebuyer now requires about seven years to save for a down payment, but the timeline varies dramatically by region, according to Realtor.com The post How Long Does It Take to...
Powell’s Future at The Fed After May: Mum’s The Word
Chairman Jerome Powell leaves that post in May, and central bank observers are not sure if he will stay at the Fed after that. And, he’s not saying. The post Powell’s Future at The Fed After May:...
The A-Eye Test: AI-Generated Home Listing Photos Present Dilemma for Potential Buyers
AI-generated photos online of listed homes for sale can mislead potential homebuyers by altering what is real and what is not, according to Yahoo! Finance. The post The A-Eye Test: AI-Generated...
Officials Divided Over December Rate Cut
“Most participants judged that further downward adjustments to the target range for the federal funds rate would likely be appropriate if inflation declined over time as expected,” the document...
FHFA Q3 Analysis Discloses Foreclosure Prevention, Refinance Trends & More
The Enterprises completed thousands of foreclosure prevention actions in the first nine months of 2025, heightening the total since the start of conservatorships in September 2008. The post FHFA...
FHA’s Annual Report on MMI Fund Notes Capital Strength is Stable
The report to Congress reflects FHA’s stewardship of the MMI Fund’s $1.6 trillion single-family mortgage portfolio. The post FHA’s Annual Report on MMI Fund Notes Capital Strength is Stable first...
Mortgage Concentration Risk Rises, Report Says
Mortgage credit risk concentration is getting worse, according to an NYU Furman Center blog. While the government took several steps to avoid such concentration following the 2008 Great Financial...
Home Prices up in November; More Increases Expected in 2026
Sales prices are increasing even with falling demand because total inventory is dwindling. The post Home Prices up in November; More Increases Expected in 2026 first appeared on The MortgagePoint.
Delistings Surge as Frustrated Sellers Retreat, Hurting Pandemic Boomtowns Most
Realtor.com’s latest data shows sellers pulling homes off the market at the fastest pace since tracking began in 2022, with Miami, Denver, and Houston emerging as the biggest pressure points. The...
Buyer’s Agent Commissions Inch Up as Slower Market Shifts Leverage to Buyers
Redfin reports the average U.S. buyer’s agent fee rose slightly year-over-year in Q3, holding steady even as new commission rules mark their first full anniversary. The post Buyer’s Agent...
For Homebuilders, It’s Time to Embrace the Future of AI
Most builders are still on the sidelines when it comes to AI — but the National Association of Homebuilders said that early signs suggest change might be on the horizon. The post For...
Federal Judge Orders Trump Administration to Continue to Seek Funding for CFPB
Judge Amy Berman Jackson said the administration's efforts to scuttle the agency "would be tantamount to closing what is left of the bureau," and upholds her previous injunction to ensure the CFPB...
South Carolina Markets Buck National Housing Slowdown
While the U.S. housing market remains uncertain for many for Americans, many neighborhoods in South Carolina are turning into housing magnets. The post South Carolina Markets Buck National Housing...
St. Louis Suburb Leads Nation in Lowest Housing Cost Burden
The Midwest and South dominate Redfin’s list as pressures sideline buyers in higher-cost markets. Here’s what else Redfin’s data reveals. The post St. Louis Suburb Leads Nation in Lowest Housing...
What do Forecasts Suggest About Mortgage Rates in 2026?
Even if the Fed cuts rates in 2026, mortgage rates may not fall in tandem, analysts warn. Here’s what further analysis from Investopedia has to say about the months ahead The post What...
Affordability Improves for Homebuyers, But Savings Gap Remains
According to CNBC, the typical homebuyer still needs about seven years to save for a down payment, despite improving market conditions. The post Affordability Improves for Homebuyers, But Savings...
Auction Dispositions Outperform Traditional REO by Record Margin, Report Finds
According to Auction.com's 2025 Disposition Strategy Report, earlier dispositions delivered a new record in net-proceeds advantage over traditional REO through Q3 2025, while average REO inventory...
Home Price Growth Slowed Further in November
"Housing affordability improved year-over-year for the eighth consecutive month in October 2025, reaching its best level since the summer of 2022," said Mark Fleming, Chief Economist at First...
Housing Market Stalls as Inventory Rises but Buyers Pull Back
Realtor.com’s latest data shows the post-pandemic inventory recovery continuing for a 25th month, but soft demand, rising delistings, and a shift toward lower-priced “refuge markets” are reshaping...
How Are Immigration Declines Impacting Household, Homeowner Projections?
A new study from the Harvard Joint Center for Housing Studies suggests reduced immigration could potentially dampen future housing demand. Here’s what the research found. The post How Are...