Nationally, mortgage credit availability was on the rise to close out 2021, hitting levels last seen in May 2021, yet 30% below pre-pandemic levels.
The post Credit Supply Increases Nationwide in December appeared first on theMReport.com.
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Real Estate Investors Outpacing Homebuyers
According to a recent report, as rising prices and record high financing costs are keeping many potential homebuyers out of the market, a greater share of real estate investors are acquiring...
National Housing Deficit Ticks Upward
As the U.S. housing shortage grows to an all-time high, furthering the housing deficit, "the unfortunate fact is that we still don't have enough housing in this country for people who need it,"...
More Than a Mortgage: Building Borrower Loyalty
David Leskovar of Bindable discusses ways in which lenders can enhance the borrower experience, by unlocking new revenue streams, and increasing customer loyalty. The post More Than a Mortgage:...
Young Hispanic Families Facing Steeper Barriers to Homeownership
Lower incomes, limited wealth, credit challenges, and rising housing costs are locking many younger Hispanic households out of homeownership. The post Young Hispanic Families Facing Steeper...
Senate Confirms Jonathan Gould as Comptroller of the Currency
As new Comptroller of the OCC, Jonathan Gould will serve as the administrator of the federal banking system and CEO of the agency. The post Senate Confirms Jonathan Gould as Comptroller of the...
Director Vought Calls Out Powell for ‘Mismanagement’ of the Fed
In the latest public criticism of Jerome Powell by the Trump administration, Office of Management and Budget Director Russell Vought wrote a letter to the Fed Chair, attacking his management of...
SWBC Foundation Donates $100,000 to Kerr County Flood Relief Fund
The SWBC Foundation has announced a $100,000 donation to the Kerr County Flood Relief Fund, managed by the Community Foundation of the Texas Hill Country. This contribution will help provide vital...
HUD Launches ‘Express Lane’ to Accelerate Care Facility Financing
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HUD and OMB Begin Rollback of PAVE Task Force
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Bipartisan Bill Targets Record-High Homelessness With Affordable Housing Investments
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Renters Gain Bargaining Power as Asking Rents Drop YoY
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Report: Household Financial Expectations Improving
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Trump’s Continued War of Words With Fed Chair Powell
Targeting a reported $2.5 billion renovation to the Federal Reserve’s headquarters in D.C., President Trump called for an inquiry into Fed Chair Jerome Powell amid his refusal to cut interest...
HUD Announces Foreclosure Relief for Impacted Texans
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CFPB Updates Data on Credit Invisibles
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Fannie/Freddie Approved to Use VantageScore 4.0
In a move to boost U.S. homeownership, Fannie Mae and Freddie Mac have been approved to take rental history into account through VantageScore 4.0. The post Fannie/Freddie Approved to Use...
Despite More Options, Home Sellers Remain Hesitant
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Supreme Court Clears Path for Trump’s Federal Workforce Cuts
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HUD: Could ‘Buy Now, Pay Later’ Undermine Home Affordability?
The Department is investigating BNPL products to ensure that FHA single-family mortgage insurance policies effectively address the evolving financial landscape and support the needs of American...