According to a new report from the Mortgage Bankers Association, a decline in the MCAI indicates that lending standards are tightening, while increases in the index are indicative of loosening credit.
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Where Are America’s Most House-Poor Cities?
Even as national affordability inches upward, a new report reveals how unevenly housing burdens are felt across various U.S. cities. The post Where Are America’s Most House-Poor Cities? first...
Leading With Gratitude: Anna Lin on Leadership and Growing Through the Ranks
In this installment of Counsel’s Corner, Anna Lin reflects on her rise from law student to firm president, her philosophy of gratitude and authenticity, and what it takes to thrive in New York’s...
Homeownership Still Pays Off as Affordability Shows Signs of Recovery
A new study from First American revealed that equity gains are continuing to build long-term wealth, even as many U.S. households weigh whether to rent or buy. The post Homeownership Still Pays...
Fed’s December Rate Cut Uncertain as Officials Send Mixed Signals
While markets once anticipated another rate cut in December, shifting data, a prolonged government shutdown, and mixed Fed messaging have shaken that confidence. The post Fed’s December Rate Cut...
Shopping Around for Mortgage Refi Rates Could Save Homeowners Thousands
According to a recent LendingTree study, if American homeowners refinance their properties at the best rate available, they may be able to save over $50,000 on their current mortgage. The post...
Nearly Half of Americans Say Government Shutdown Hurting Housing and Finances
A new Redfin survey revealed that Americans are less likely to make a major purchase due to the government shutdown, with many reporting the shutdown has had a negative impact on their life. The...
HUD Extends Energy Efficiency Compliance Deadline to 2026
The compliance extension covers FHA-insured multifamily housing and other federally supported programs as HUD reviews nearly 100 public comments on its energy code adoption. The post HUD Extends...
Experts Warn of Hidden Risks in Proposed 50-Year Mortgage Plan
Industry leaders and economists warn that President Trump’s proposed 50-year mortgage could saddle borrowers with lifetime debt, higher interest costs, and delayed home equity growth. The post...
House Republicans, Insurance Groups Urge FHFA to Reverse Home Insurance Guidance
More than 45 House Republicans joined major insurance associations in urging FHFA Director William Pulte to withdraw new guidance restricting Actual Cash Value homeowners’ policies for federally...
Report: Housing Market Stalls as House Hunters Remain Hesitant
Despite a slight decline in U.S. mortgage rates, a new Redfin report showed that homes are selling at the slowest pace for this time of year since 2019—representing the smallest increase in four...
Strong Growth in Office, Retail, and Hotel Originations
“Commercial and multifamily borrowing has now increased for five straight quarters on both a quarterly and annual basis,” said Reggie Booker, MBA’s Associate VP of Commercial/Multifamily...
International Buyers Still Favor U.S. Homes, But Demand Shows Signs of Cooling
New data from Realtor.com showed that Miami, New York, and Los Angeles lead in interest migration as Canada remains the top source of international traffic despite a declining share. The post...
FHLB Dallas Awards $73.5M to Boost Affordable Housing Across Six States
The Affordable Housing Program grants will fund 53 projects and more than 3,700 homes across Texas, Louisiana, Arkansas, Mississippi, Colorado, and New Mexico. The post FHLB Dallas Awards $73.5M...
Report Finds Many Americans Are Fleeing Flood-Prone Areas
A new Redfin analysis finds that for the first time since 2019, more Americans are fleeing high-flood-risk areas than moving in, driven by soaring insurance rates, rising home costs, and climate...
Consumer, Civil Rights Groups Warn FHFA’s 2026–2028 Goals Could Deepen Housing Crisis
By lowering affordable housing targets for Fannie Mae and Freddie Mac, the FHFA could block as many as 177,000 families from achieving homeownership, advocates say. The post Consumer, Civil Rights...
MCS Announces Agreement to Sell Mortgage Services Business Line to Stewart
Upon completion of the sale, MCS will continue to operate the MCS Commercial, MCS Residential, and MCS Government Services businesses, along with the associated sub brands of each of those...
Zacks Downgrades Fannie Mae as Conservatorship, Leadership Uncertainty Linger
Despite the downgrade, Fannie Mae’s stock gained slightly this week as the GSE navigates CEO turnover, workforce reductions, and questions over its long-term structure. The post Zacks Downgrades...
50 Years of Housing: Tech Hubs Surge, Industrial Cities Stagnate
Realtor.com’s half-century housing study shows how the tech revolution reshaped U.S. housing, creating million-dollar coastal markets and leaving former factory towns behind. The post 50 Years of...
Chicago Fed’s Goolsbee Signals Uncertainty on More Rate Cuts Amid Data Gaps
As key inflation reports remain delayed, Goolsbee warns that the Fed should move carefully on rate cuts until the economic picture becomes clearer. The post Chicago Fed’s Goolsbee Signals...
Share of For-Sale Newly Built Homes Hits Four-Year Low
A new Redfin report showed that as more homeowners list and properties remain on the market, the pool of current inventory is growing; however, in an effort to reduce inventory, some builders are...