Keeping pace with the rise in median housing prices nationwide year-over-year, the Housing and Economic Recovery Act requires the FHFA to adjust the GSEs’ baseline CLL value annually.
Most Recent Articles
Fannie Mae Adds Homebuilding Exec to Its Board
Bringing nearly 40 years of experience in the homebuilding industry, Scott D. Stowell joins the GSE’s Board to guide efforts in expanding access to quality, affordable housing. The post Fannie Mae...
When Purchasing a Home, Make Sure the Time Is Right
A new study reveals the best day, month, and states to buy a home, all based on securing the lowest premium above the automated valuation model. The post When Purchasing a Home, Make Sure the Time...
CFPB Finalizes Personal Financial Data Rights Rule
The new rule is expected to lower prices on loans and empower individuals to more easily dismiss financial companies that provide poor service. The post CFPB Finalizes Personal Financial Data...
IMB Production Profits Tick Up in Q3
"Mortgage companies reported net production profits for the second consecutive quarter after an unprecedented period of net production losses that spanned two years,” said Marina Walsh, CMB, MBA’s...
Paving the Way to a Brighter Future
Dutch Mendenhall, Founder of RADD Companies, discusses the state of the industry and the important role real estate professionals play in the lives of their customers. The post Paving the Way to a...
Consumers Agree to Disagree When It Comes to New Neighborhood Construction
New Fannie Mae research showed that while most U.S. consumers support the construction of additional housing, many disagree with the specifics in their own neighborhoods. Here’s what the research...
Homeowners and Buyers Reveal the Most Desired Home Trends for 2025
By examining hundreds of attributes and design motifs referenced in for-sale listings, Zillow has identified the top growing trends sought out by house hunters in the coming year. The post...
Costs Mounting for Homebuyers
A new study digs deeper into the rising cost of purchasing a home, as repairs and renovations, concessions, closing costs, as well as other upfront expenses have contributed to increased...
Taking the Pulse of Mortgage Servicing: Industry Leaders on What’s Ahead
MortgagePoint speaks with servicing executives about the current state of the industry, the challenges they are currently navigating, and what they expect for the year ahead. The post Taking the...
Q3 U.S. Foreclosure Snapshot
“Foreclosure activity remains challenging for U.S. homeowners, with starts and completed foreclosures up in October,” said Rob Barber, CEO of ATTOM. “As we approach 2025, the recent Fed rate cut,...
How Many Renters Are Paying Less Than $1K per Month?
With the median apartment asking rent now over $1,600, a new examination of Census Bureau data takes a closer look at renters paying less than $1,000 per month, and the areas where renters are...
Home-Care Costs Continue to Climb
Despite recent research revealing inflation deceleration, extreme weather, aging housing inventory, and national economic conditions are taking a toll on 'essential home project' prices. The post...
Which Mortgage Lenders Led the Way in Customer Satisfaction?
J.D. Power ranks the nation’s top mortgage lenders based on customer satisfaction, loyalty, and advocacy scores in its annual survey. The post Which Mortgage Lenders Led the Way in Customer...
Good News for Renters Seeking Affordable Rentals
According to Sheharyar Bokhari, Senior Economist at Redfin, although rent prices remain flat in many U.S. metros where rental supply outpaces demand, new apartments are being built at the fastest...
Home Price Appreciation Climbs in Q3
According to Lawrence Yun, Chief Economist for NAR, "home prices remain on solid ground as reflected by the vast number of markets experiencing gains." The post Home Price Appreciation Climbs in...
How Digital Technology Helps Keep the American Dream Alive for Military Borrowers
Military borrowers face a number of obstacles on the path to homeownership, however recent innovations in mortgage technology are making homeownership more accessible to military families. The...
VA Loans Empowering Veteran Homeownership
A new study examines the top metro areas where military homeownership rates have surpassed non-military rates, taking a deeper look at the factors for this rise. The post VA Loans Empowering...
REO Professionals to Converge on Forth Worth
Geared for professionals in the REO market, Five Star’s FORCE group will present its Velocity conference for agents and brokers, asset managers, property management, attorneys, and servicers in...
REO Professionals to Converge on Forth Worth
Geared for professionals in the REO market, Five Star’s FORCE group will present its Velocity conference for agents and brokers, asset managers, property management, attorneys, and servicers in...
Experts Forecast Home Sale Growth for 2025
Lawrence Yun, Chief Economist for NAR, has revealed his forecast for 2025-2026, examining the state of the U.S. residential real estate market, and trends in home sales over the next year. The...