Bringing 30 years of industry experience to his new role, Stephen Thomas has launched minority-owned, national correspondent lender FutureWave Finance to expand homeownership nationwide.
Most Recent Articles
Director Vought Calls Out Powell for ‘Mismanagement’ of the Fed
In the latest public criticism of Jerome Powell by the Trump administration, Office of Management and Budget Director Russell Vought wrote a letter to the Fed Chair, attacking his management of...
SWBC Foundation Donates $100,000 to Kerr County Flood Relief Fund
The SWBC Foundation has announced a $100,000 donation to the Kerr County Flood Relief Fund, managed by the Community Foundation of the Texas Hill Country. This contribution will help provide vital...
HUD Launches ‘Express Lane’ to Accelerate Care Facility Financing
"This new process will cut the time between application submission and issuance of a Firm Commitment by 90% for qualified Residential Care Facilities," HUD said in an X post. The post HUD Launches...
HUD and OMB Begin Rollback of PAVE Task Force
Federal agencies begin to streamline the home appraisal process by disbanding Biden-era task force policies in an effort to improve efficiency, reduce regulatory burden, and expand access to...
Bipartisan Bill Targets Record-High Homelessness With Affordable Housing Investments
Sens. Mike Rounds, Tina Smith, Mike Crapo, and Jack Reed have introduced the Reducing Homelessness Through Program Reform Act, a measure drafted to cut red tape and formulate solutions to address...
Renters Gain Bargaining Power as Asking Rents Drop YoY
"Renters have the upper hand—at least for now—because there are a near-record number of apartments coming on the market that landlords are scrambling to lease," said Sheharyar Bokhari, Senior...
Report: Household Financial Expectations Improving
A new report from the Federal Reserve Bank of New York found that U.S. households were more optimistic about their year-ahead financial situations and credit access, with improvements reported in...
Trump’s Continued War of Words With Fed Chair Powell
Targeting a reported $2.5 billion renovation to the Federal Reserve’s headquarters in D.C., President Trump called for an inquiry into Fed Chair Jerome Powell amid his refusal to cut interest...
HUD Announces Foreclosure Relief for Impacted Texans
With new actions from HUD Secretary Scott Turner, President Trump has declared a major disaster for the State of Texas, offering immediate assistance for over 900 FHA single-family mortgages in...
CFPB Updates Data on Credit Invisibles
A new report from the Bureau provides data on the American population who do not have a credit record, or have insufficient credit history to have a credit score. The post CFPB Updates Data on...
Fannie/Freddie Approved to Use VantageScore 4.0
In a move to boost U.S. homeownership, Fannie Mae and Freddie Mac have been approved to take rental history into account through VantageScore 4.0. The post Fannie/Freddie Approved to Use...
Despite More Options, Home Sellers Remain Hesitant
"This year's market is a study in contrasts," said Danielle Hale, Chief Economist at Realtor.com. "Many sellers, anchored by peak price expectations and upheld by strong equity positions, are...
Supreme Court Clears Path for Trump’s Federal Workforce Cuts
With Justice Jackson dissenting, the Supreme Court has reversed a court order that barred the Trump administration from reducing staff and implementing layoffs at various federal agencies. The...
Malloy Evans on Fannie Mae’s Single‑Family Strategy
This article originally appeared in the July 2025 edition of MortgagePoint magazine, online now. Malloy Evans is Fannie Mae’s EVP and Head of Single-Family, reporting to the President and Chief...
HUD: Could ‘Buy Now, Pay Later’ Undermine Home Affordability?
The Department is investigating BNPL products to ensure that FHA single-family mortgage insurance policies effectively address the evolving financial landscape and support the needs of American...
Share of Home Flips Slips in Popular U.S. Markets
Home-flipping profits fell in Q1, according to new ATTOM data, which also revealed which U.S. metro regions had the highest and lowest profit margins. The post Share of Home Flips Slips in Popular...
Fault Lines in the Market
Economic cracks are starting to show within the housing market, from stalled sales to diverging regional trends. What do the experts say is coming next? The post Fault Lines in the Market first...
Precision Policy Approaches Promote Affordable Housing Gains
The 4th Annual Terwilliger Center Summit on Housing Supply Solutions brought together leaders from government, business, philanthropy, and more to discuss solutions to the nation’s shortage of...
Bankruptcy Filings on the Rise in ‘25
While bankruptcy filings overall have been trending upwards during the first six months of the year, an uptick in individual Chapter 7 bankruptcy filings “underscores the growing financial...
Employment Concerns Driving Down Home Purchase Sentiment
Fannie Mae’s latest Home Purchase Sentiment Index finds a growing number of respondents concerned about losing their jobs, with growing concerns about a possible tariff-induced recession impacting...