It’s not inflation that biting into American’s bottom lines according to a new report from doxo, who found that hidden fees in banking and bill paying are causing billions of dollars of damage annually.
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Renters Gain Bargaining Power as Asking Rents Drop YoY
"Renters have the upper hand—at least for now—because there are a near-record number of apartments coming on the market that landlords are scrambling to lease," said Sheharyar Bokhari, Senior...
Report: Household Financial Expectations Improving
A new report from the Federal Reserve Bank of New York found that U.S. households were more optimistic about their year-ahead financial situations and credit access, with improvements reported in...
Trump’s Continued War of Words With Fed Chair Powell
Targeting a reported $2.5 billion renovation to the Federal Reserve’s headquarters in D.C., President Trump called for an inquiry into Fed Chair Jerome Powell amid his refusal to cut interest...
HUD Announces Foreclosure Relief for Impacted Texans
With new actions from HUD Secretary Scott Turner, President Trump has declared a major disaster for the State of Texas, offering immediate assistance for over 900 FHA single-family mortgages in...
CFPB Updates Data on Credit Invisibles
A new report from the Bureau provides data on the American population who do not have a credit record, or have insufficient credit history to have a credit score. The post CFPB Updates Data on...
Fannie/Freddie Approved to Use VantageScore 4.0
In a move to boost U.S. homeownership, Fannie Mae and Freddie Mac have been approved to take rental history into account through VantageScore 4.0. The post Fannie/Freddie Approved to Use...
Despite More Options, Home Sellers Remain Hesitant
"This year's market is a study in contrasts," said Danielle Hale, Chief Economist at Realtor.com. "Many sellers, anchored by peak price expectations and upheld by strong equity positions, are...
Supreme Court Clears Path for Trump’s Federal Workforce Cuts
With Justice Jackson dissenting, the Supreme Court has reversed a court order that barred the Trump administration from reducing staff and implementing layoffs at various federal agencies. The...
Malloy Evans on Fannie Mae’s Single‑Family Strategy
This article originally appeared in the July 2025 edition of MortgagePoint magazine, online now. Malloy Evans is Fannie Mae’s EVP and Head of Single-Family, reporting to the President and Chief...
HUD: Could ‘Buy Now, Pay Later’ Undermine Home Affordability?
The Department is investigating BNPL products to ensure that FHA single-family mortgage insurance policies effectively address the evolving financial landscape and support the needs of American...
Share of Home Flips Slips in Popular U.S. Markets
Home-flipping profits fell in Q1, according to new ATTOM data, which also revealed which U.S. metro regions had the highest and lowest profit margins. The post Share of Home Flips Slips in Popular...
Fault Lines in the Market
Economic cracks are starting to show within the housing market, from stalled sales to diverging regional trends. What do the experts say is coming next? The post Fault Lines in the Market first...
Precision Policy Approaches Promote Affordable Housing Gains
The 4th Annual Terwilliger Center Summit on Housing Supply Solutions brought together leaders from government, business, philanthropy, and more to discuss solutions to the nation’s shortage of...
Bankruptcy Filings on the Rise in ‘25
While bankruptcy filings overall have been trending upwards during the first six months of the year, an uptick in individual Chapter 7 bankruptcy filings “underscores the growing financial...
Employment Concerns Driving Down Home Purchase Sentiment
Fannie Mae’s latest Home Purchase Sentiment Index finds a growing number of respondents concerned about losing their jobs, with growing concerns about a possible tariff-induced recession impacting...
Homebuyer Costs Heighten as Affordability Gap Widens
Median incomes in the U.S. can now afford the average home in just 11 large markets, compared to 39 markets five years ago, according to recent Zillow data. The post Homebuyer Costs Heighten as...
Is U.S. Housing Supply Making a Comeback?
"In some areas, affordability concerns have also slowed buyer demand, giving the market room to breathe and contributing to gains in homes for sale,” said Danielle Hale, Chief Economist at...
One Big Beautiful Bill Act Brings Back MI Premium Tax Deduction
President Trump’s sweeping tax measure reinstates and make permanent the deductibility of mortgage insurance premiums, which, on average, saved qualified homeowners an average of $2,364 in tax...
One Big Beautiful Bill Off to White House for President’s Signature
President Trump’s $3.3 trillion tax measure has passed the Senate just under its July 4th deadline, as MortgagePoint looks at the bill’s impact on the CFPB, and on the housing market through the...
Short Sales Offering Rare Discounts
With home prices high and inventory low, short sales remain one of the few ways to buy a house below market value, though the process is lengthy and complex. The post Short Sales Offering Rare...