Cash Buyers Call the Shots in the First Half of 2025
As homebuyers nationwide continue to navigate the U.S. housing market, Realtor.com’s new report on all-cash trends, “Cash Is King: Trends in All-Cash Home Sales,” has revealed the top six metros...
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FOMC Likely to Deliver Back-to-Back Rate Cuts Amid Data Gaps, Market Pressure
A 25-basis point rate cut from the Federal Open Market Committee (FOMC)at Wednesday’s meeting, with the chances pegged at more than 95%, according to the CME FedWatch Tool and several economists....
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Open Banking Debate Heats Up as CFPB Closes Comment Period on Section 1033
Cynthia Lummis (R-WY), Chair of the Senate Banking Subcommittee on Digital Assets Chair, is asking the Consumer Protection Financial Bureau (CFPB) to keep intact the agency’s “open banking” rule....
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Fannie Mae Announces New Roles for Two Long-Time Industry Veterans
Mortgage giant Fannie Mae has announced the promotion of seasoned industry experts to lead the Single-Family business and General Counsel's office, who offer nearly 40 years of combined experience...
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Mortgage Performance Remains Strong as FHA Foreclosures Edge Higher
After years of naturally low volumes, foreclosure activity is returning to normal ranges, according to ICE Mortgage Technology’s September 2025 First Look report—which revealed what type of loans...
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Inflation Rate Hits 40-Year High, Affecting Americans Nationwide
“Inflation edged higher in September, just as the Federal Reserve prepares to lower interest rates again next week in an effort to support a cooling labor market," said Sam Williamson, Senior...
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Homeowners May Be Forced to Let Go of Low Mortgage Rates, Whether They Want to or Not
According to recent data from Realtor.com, the "lock-in effect" may lessen over time when homeowners are forced to sell despite their extremely low mortgage rates due to life events including...
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Are the First Brands and Tricolor Collapses a ‘Canary in the Coal Mine’?
Andrew Bailey, Governor of the Bank of England, has echoed JPMorgan Chase CEO Jamie Dimon’s earlier comments that the collapse of two US companies could be a sign of wider problems in the...
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Report: Tens of Thousands of NYC Affordable Homes at Risk of Losing Protections
A new report from the Association for Neighborhood & Housing Development (ANHD) warns that New York City could see a major wave of affordable housing losses in the coming years as long-term...
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How Many More Fed Rate Cuts Expected Amid Data Blackout?
While there is a general consensus that the Federal Reserve will cut interest rates at its October meeting, any move that it makes will be done without the insight from the government data it...
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Distressed Property Volume Climbs as Investor Demand Softens
The nation’s distressed property market saw notable movement in Q3 2025, with foreclosure and REO auction activity hitting multi-quarter highs even as buyer engagement showed signs of cooling,...
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Home Sales Rebound in September; Inventory Hits Five-Year High
Home prices rose for the 27th straight month while inventory hit a five-year high, signaling a stabilizing housing market, with Lawrence Yun, NAR Chief Economist, noting that "Improving housing...
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Equity Levels Cool in Q3 With Underwater Properties on the Rise
After years of rapid equity growth, new data from ATTOM shows a gradual cooling across most states, with fewer homeowners sitting on deep equity.
The post Equity Levels Cool in Q3 With Underwater...
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How AI is Changing Mortgage Servicing
Artificial intelligence (AI) is no longer some far-off futuristic concept—it is already changing how we work in mortgage servicing. From an industry perspective, we are focused on the same goals:...
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Climate Disasters Strain State FAIR Plans, Raising Questions About Insurance Reform
The state-created Fair Access to Insurance Requirements (FAIR) plan serves as insurance of last resort for some homeowners, but wildfires, floods, and severe storms are taking their toll not just...
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Fannie Mae Reshapes Executive Team: Peter Akwaboah to Serve as Acting CEO
Fannie Mae has announced new leadership roles for three key existing leaders at the GSE. “We are pleased to announce new leadership roles for three key senior executives, including Peter...
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CFPB’s Uncertain Future Could Redefine Open Banking and Competition
Even as the Consumer Financial Protection Bureau’s future hangs in the balance, it continues to advance a controversial revision of its open banking rule—a policy that will determine how consumers...
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Housing Groups Call for Federal Intervention to Close Mortgage Rate Gap
Two major lending organizations, the Community Home Lenders of America and the Independent Community Bankers of America, have urged federal housing officials to take immediate action to help lower...
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Higher Risk, Higher Reward: Data and Automation Strategies Improve Investors’ Yields on Home Equity Portfolios
Home equity lending is rising, and Wall Street is taking notice. Lenders who were part of the Mortgage Bankers Association’s 2025 Home Equity Lending Study expect 7% year-over-year growth for home...
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MBA Warns of Years of Elevated Mortgage Rates for Years to Come
The Mortgage Bankers Association (MBA) projects that 30-year fixed mortgage rates will remain roughly between 6% and 6.5% through the end of 2028, a prospect that would keep affordability...
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