Due to an environment of rising mortgage rates and an influx of all-cash buyers, more and more are having to increase their down payments to offset the cost of rising homes. Click through to find out why there is a prevalence of all-cash buyers in the current market.
Most Recent Articles
International Buyers Still Favor U.S. Homes, But Demand Shows Signs of Cooling
New data from Realtor.com showed that Miami, New York, and Los Angeles lead in interest migration as Canada remains the top source of international traffic despite a declining share. The post...
FHLB Dallas Awards $73.5M to Boost Affordable Housing Across Six States
The Affordable Housing Program grants will fund 53 projects and more than 3,700 homes across Texas, Louisiana, Arkansas, Mississippi, Colorado, and New Mexico. The post FHLB Dallas Awards $73.5M...
Report Finds Many Americans Are Fleeing Flood-Prone Areas
A new Redfin analysis finds that for the first time since 2019, more Americans are fleeing high-flood-risk areas than moving in, driven by soaring insurance rates, rising home costs, and climate...
Consumer, Civil Rights Groups Warn FHFA’s 2026–2028 Goals Could Deepen Housing Crisis
By lowering affordable housing targets for Fannie Mae and Freddie Mac, the FHFA could block as many as 177,000 families from achieving homeownership, advocates say. The post Consumer, Civil Rights...
MCS Announces Agreement to Sell Mortgage Services Business Line to Stewart
Upon completion of the sale, MCS will continue to operate the MCS Commercial, MCS Residential, and MCS Government Services businesses, along with the associated sub brands of each of those...
Zacks Downgrades Fannie Mae as Conservatorship, Leadership Uncertainty Linger
Despite the downgrade, Fannie Mae’s stock gained slightly this week as the GSE navigates CEO turnover, workforce reductions, and questions over its long-term structure. The post Zacks Downgrades...
50 Years of Housing: Tech Hubs Surge, Industrial Cities Stagnate
Realtor.com’s half-century housing study shows how the tech revolution reshaped U.S. housing, creating million-dollar coastal markets and leaving former factory towns behind. The post 50 Years of...
Chicago Fed’s Goolsbee Signals Uncertainty on More Rate Cuts Amid Data Gaps
As key inflation reports remain delayed, Goolsbee warns that the Fed should move carefully on rate cuts until the economic picture becomes clearer. The post Chicago Fed’s Goolsbee Signals...
Share of For-Sale Newly Built Homes Hits Four-Year Low
A new Redfin report showed that as more homeowners list and properties remain on the market, the pool of current inventory is growing; however, in an effort to reduce inventory, some builders are...
Opportunity Zones Experience Price Gains in Q2
Despite widespread gains, ATTOM’s latest data reveals that lower-priced Opportunity Zones lagged behind, highlighting ongoing disparities in housing market recovery. The post Opportunity Zones...
Luxury Housing Market Cools, but $1M Still Goes Far in These Cities
September data shows luxury prices dipping slightly, and listings lingering longer on the market, signaling a gradual normalization after years of record-breaking activity. The post Luxury Housing...
Fed Injects $125B Into Banking System as Liquidity Tightens
With reserves at $2.8 trillion and balance sheet runoff ending, the Fed’s $125 billion injection marks a turning point in its tightening cycle. The post Fed Injects $125B Into Banking System as...
U.S. Household Debt Climbs to $18.6 Trillion
The New York Fed reports that household debt increased by $197 billion in Q3 2025, even as delinquency rates held steady thanks to strong home equity and disciplined lending. The post U.S....
FHLBanks Back FHFA’s Efforts to Modernize Oversight, Expand Housing Supply
A letter from the Council of FHLBanks expressed strong support for FHFA’s modernization agenda and urged continued reform to help the System deliver on its housing mission. The post FHLBanks Back...
FHFA: Loan Mods, Forbearances Edge Down; Refi Volume Climbs
The Federal Housing Finance Agency (FHFA) has released a new report that revealed the share of completed foreclosure prevention activities in August, along with trends in loan modification...
Millions of Boomers Still Renting Homes Rather Than Buying
Some may believe that baby boomers had an easier time becoming homeowners than later generations; however, according to recent LendingTree research, a sizable portion of boomers are choosing to...
Down Payments Hold Steady as Affordability Pressures Keep Buyers on the Sidelines
With housing costs still high and mortgage rates stubbornly elevated, typical down payments remain steady but far above pre-2020 norms. The post Down Payments Hold Steady as Affordability...
Homes Changing Hands: Housing Turnover Reaches Lowest Level in Decades
“America’s housing market is defined right now by caution,” said Chen Zhao, Head of Economics Research at Redfin. “Buyers are walking away from deals more often, sometimes due to affordability...
Report: Trump Administration Removes FHFA Inspector General Joe Allen
The Trump administration’s removal of FHFA watchdog Joe Allen has sparked alarm from critics over the independence of regulators overseeing America’s housing finance system. The post Report: Trump...
Inflation Debate Heats Up as Treasury, Trump Offer Differing Views
While President Trump insists inflation is no longer a concern, Treasury data shows price growth remains stubbornly above the Fed’s 2% goal, with housing and energy still driving costs. The post...