As interest rates remain high, a new study from Zillow has found that 15% more borrowers purchased mortgage points in 2022 than 2021, and continue to do so as interest rates hover around 6%.
Most Recent Articles
Investors Making Their Mark on the Market
The latest data reveals what share of single-family homes investors purchased in January, and although investor activity decreased slightly in Q2 2025, levels remain elevated compared to past...
Gearing Up for September’s Five Star Conference in Dallas
An upcoming webinar presented by the Five Star Institute will detail how to unlock the full value of the upcoming 2025 Five Star Conference and Expo in Dallas, including sharing proven strategies...
Bill Aims to Cut Red Tape, Fast-Track Zoning Relief for Affordable Housing
Reps. Mike Flood and Sam Liccardo have announced the “Unlocking Housing Supply Through Streamlined and Modernized Reviews Act,” a bill designed to streamline environmental review processes for HUD...
Booker and Cassidy Solicit Public Input on Flood Insurance Reform
Sens. Cory Booker and Bill Cassidy are looking for feedback from constituents on ways to lower flood insurance costs, provide new affordability measures, expand access to flood insurance coverage,...
Rising Payment-to-Income Ratios Flagged as Early Warning for Mortgage Delinquencies
While mortgage delinquency levels have risen, a new analysis by TransUnion highlights the serious consumer-level delinquency rates for mortgage loans, and while still at historically low levels,...
Affordability Conditions Improve as Homebuyers Gain Purchasing Power
The Mortgage Bankers Association (MBA) has released its mortgage rate forecast for the months ahead, and while affordability conditions improved in July and homebuyers gained more spending...
Will Shift in Rates Open the Doors to a Buyer’s Market?
Pending home sales may have fallen slightly in July, will mortgage rates hitting a 10-month low this week be enough to overcome high prices and affordability concerns? Read on as the experts paint...
How Seamless Tech Integration Modernizes Mortgage Servicing Operations
By embracing API-driven integration strategies, servicers can automate outdated, labor-intensive workflows, eliminating the need for flat files and reducing the risk of human error. The post How...
How Seamless Tech Integration Modernizes Mortgage Servicing Operations
By embracing API-driven integration strategies, servicers can automate outdated, labor-intensive workflows, eliminating the need for flat files and reducing the risk of human error. The post How...
Fed Governor Cook Files Suit Against Trump Over Dismissal
Federal Reserve Governor Lisa Cook has filed a lawsuit claiming that President Donald Trump lacks the authority to remove her from her position. The post Fed Governor Cook Files Suit Against Trump...
CFPB Cuts Leave States and Courts Bracing for Fallout
New data from the U.S. News & World Report revealed how the Consumer Financial Protection Bureau (CFPB) has been dismissing lawsuits and reversing settlements under the Trump administration,...
HOME Act Aims to Protect U.S. Housing Supply
Sen. Jacky Rosen has introduced The Housing Oversight and Mitigating Exploitation (HOME) Act, legislation drafted to prevent price gouging by corporate investors who are buying up housing stock...
Housing Standoff: Buyers Retreat While Sellers Refuse to Budge on Price
In markets like Miami and Denver, homeowners are pulling listings rather than cutting prices. Nationally, de-listings now outpace listings, a sign of rising seller resistance amid falling buyer...
‘Buy Now, Pay Later’ Loans on HUD’s Radar
As Buy Now, Pay Later loans begin to influence consumer credit, household debt management, and mortgage qualification, HUD is seeking input to ensure that FHA single-family mortgages are kept...
FHFA Greenlights Rocket’s Acquisition of Mr. Cooper
The Federal Housing Finance Agency has authorized Fannie Mae and Freddie Mac to approve the merger, so long as Rocket’s combined servicing share doesn’t exceed a certain level, and subject to...
Homeownership Out of Reach: Affordability Worsens for First-Time Buyers
According to a Realtor.com study, despite the fact that the U.S. housing market may be showing signs of movement this summer, many Americans believe it has stalled as frustration continues to...
Mortgage Rate Spread Offers Good News for Buyers Nationwide
According to recent Redfin research, there may be a silver lining ahead for American homebuyers and refinancers as the gap between mortgage rates and the 10-year Treasury yield has closed,...
Wildfires Carve Path Toward Increased Mortgage Risk
As more wildfires cause total property loss, skilled labor shortages and sky-high rebuild costs collide with underinsurance, slowing recovery and putting an increasing number of mortgages at...
Q2 Multifamily and Office Transactions Post Strong Gains
Multifamily and office transactions accounted for nearly half of the $115 billion-plus in commercial real estate transactions during the second quarter of 2025. The post Q2 Multifamily and Office...
Trump Fires Fed Governor Lisa Cook, Triggering Clash
President Donald Trump has formally requested that Lisa Cook vacate her position as Federal Reserve Governor amid allegations of mortgage fraud. The post Trump Fires Fed Governor Lisa Cook,...