Refinance Activity Sinks Amid Rising Rates

“Inflation edged higher in September, just as the Federal Reserve prepares to lower interest rates again next week in an effort to support a cooling labor market," said Sam Williamson, Senior...

According to recent data from Realtor.com, the "lock-in effect" may lessen over time when homeowners are forced to sell despite their extremely low mortgage rates due to life events including...

Andrew Bailey, Governor of the Bank of England, has echoed JPMorgan Chase CEO Jamie Dimon’s earlier comments that the collapse of two US companies could be a sign of wider problems in the...

A new report from the Association for Neighborhood & Housing Development (ANHD) warns that New York City could see a major wave of affordable housing losses in the coming years as long-term...

While there is a general consensus that the Federal Reserve will cut interest rates at its October meeting, any move that it makes will be done without the insight from the government data it...

The nation’s distressed property market saw notable movement in Q3 2025, with foreclosure and REO auction activity hitting multi-quarter highs even as buyer engagement showed signs of cooling,...

Home prices rose for the 27th straight month while inventory hit a five-year high, signaling a stabilizing housing market, with Lawrence Yun, NAR Chief Economist, noting that "Improving housing...

After years of rapid equity growth, new data from ATTOM shows a gradual cooling across most states, with fewer homeowners sitting on deep equity. The post Equity Levels Cool in Q3 With Underwater...

Artificial intelligence (AI) is no longer some far-off futuristic concept—it is already changing how we work in mortgage servicing. From an industry perspective, we are focused on the same goals:...

The state-created Fair Access to Insurance Requirements (FAIR) plan serves as insurance of last resort for some homeowners, but wildfires, floods, and severe storms are taking their toll not just...

Fannie Mae has announced new leadership roles for three key existing leaders at the GSE.  “We are pleased to announce new leadership roles for three key senior executives, including Peter...

Even as the Consumer Financial Protection Bureau’s future hangs in the balance, it continues to advance a controversial revision of its open banking rule—a policy that will determine how consumers...

Two major lending organizations, the Community Home Lenders of America and the Independent Community Bankers of America, have urged federal housing officials to take immediate action to help lower...

Home equity lending is rising, and Wall Street is taking notice. Lenders who were part of the Mortgage Bankers Association’s 2025 Home Equity Lending Study expect 7% year-over-year growth for home...

The Mortgage Bankers Association (MBA) projects that 30-year fixed mortgage rates will remain roughly between 6% and 6.5% through the end of 2028, a prospect that would keep affordability...

Foreclosure litigation is more intense than ever, the latest Legal League webinar brings the real-world updates you need. Join the League’s lineup of subject-matter experts for the “Its War! State...

“President Trump made the right decision not to take Freddie and Fannie public during his first term and is opportunistically evaluating an offering this time around, which could be as early as...

The U.S. Supreme Court has recently declined to review the Fox judgment, leaving open issues regarding the Foreclosure Abuse Prevention Act's (FAPA) retroactive application—a major development for...

Democracy Forward has filed suit against the Federal Housing Finance Agency (FHFA), asking the District Court for the District of Columbia to order the agency to disclose information related to...

When MortgagePoint Editor-in-Chief mentions to 2025 Five Star Lifetime Achievement Award recipient Patrick Coon that many of the people we have interviewed over the years entered the mortgage...