An Urban Institute report claims recent fears about adjustable-rate mortgages are unfounded, suggesting that the lending tool should be utilized more often.
Most Recent Articles
Real Estate Investors Outpacing Homebuyers
According to a recent report, as rising prices and record high financing costs are keeping many potential homebuyers out of the market, a greater share of real estate investors are acquiring...
National Housing Deficit Ticks Upward
As the U.S. housing shortage grows to an all-time high, furthering the housing deficit, "the unfortunate fact is that we still don't have enough housing in this country for people who need it,"...
More Than a Mortgage: Building Borrower Loyalty
David Leskovar of Bindable discusses ways in which lenders can enhance the borrower experience, by unlocking new revenue streams, and increasing customer loyalty. The post More Than a Mortgage:...
Young Hispanic Families Facing Steeper Barriers to Homeownership
Lower incomes, limited wealth, credit challenges, and rising housing costs are locking many younger Hispanic households out of homeownership. The post Young Hispanic Families Facing Steeper...
Senate Confirms Jonathan Gould as Comptroller of the Currency
As new Comptroller of the OCC, Jonathan Gould will serve as the administrator of the federal banking system and CEO of the agency. The post Senate Confirms Jonathan Gould as Comptroller of the...
Director Vought Calls Out Powell for ‘Mismanagement’ of the Fed
In the latest public criticism of Jerome Powell by the Trump administration, Office of Management and Budget Director Russell Vought wrote a letter to the Fed Chair, attacking his management of...
SWBC Foundation Donates $100,000 to Kerr County Flood Relief Fund
The SWBC Foundation has announced a $100,000 donation to the Kerr County Flood Relief Fund, managed by the Community Foundation of the Texas Hill Country. This contribution will help provide vital...
HUD Launches ‘Express Lane’ to Accelerate Care Facility Financing
"This new process will cut the time between application submission and issuance of a Firm Commitment by 90% for qualified Residential Care Facilities," HUD said in an X post. The post HUD Launches...
HUD and OMB Begin Rollback of PAVE Task Force
Federal agencies begin to streamline the home appraisal process by disbanding Biden-era task force policies in an effort to improve efficiency, reduce regulatory burden, and expand access to...
Bipartisan Bill Targets Record-High Homelessness With Affordable Housing Investments
Sens. Mike Rounds, Tina Smith, Mike Crapo, and Jack Reed have introduced the Reducing Homelessness Through Program Reform Act, a measure drafted to cut red tape and formulate solutions to address...
Renters Gain Bargaining Power as Asking Rents Drop YoY
"Renters have the upper hand—at least for now—because there are a near-record number of apartments coming on the market that landlords are scrambling to lease," said Sheharyar Bokhari, Senior...
Report: Household Financial Expectations Improving
A new report from the Federal Reserve Bank of New York found that U.S. households were more optimistic about their year-ahead financial situations and credit access, with improvements reported in...
Trump’s Continued War of Words With Fed Chair Powell
Targeting a reported $2.5 billion renovation to the Federal Reserve’s headquarters in D.C., President Trump called for an inquiry into Fed Chair Jerome Powell amid his refusal to cut interest...
HUD Announces Foreclosure Relief for Impacted Texans
With new actions from HUD Secretary Scott Turner, President Trump has declared a major disaster for the State of Texas, offering immediate assistance for over 900 FHA single-family mortgages in...
CFPB Updates Data on Credit Invisibles
A new report from the Bureau provides data on the American population who do not have a credit record, or have insufficient credit history to have a credit score. The post CFPB Updates Data on...
Fannie/Freddie Approved to Use VantageScore 4.0
In a move to boost U.S. homeownership, Fannie Mae and Freddie Mac have been approved to take rental history into account through VantageScore 4.0. The post Fannie/Freddie Approved to Use...
Despite More Options, Home Sellers Remain Hesitant
"This year's market is a study in contrasts," said Danielle Hale, Chief Economist at Realtor.com. "Many sellers, anchored by peak price expectations and upheld by strong equity positions, are...
Supreme Court Clears Path for Trump’s Federal Workforce Cuts
With Justice Jackson dissenting, the Supreme Court has reversed a court order that barred the Trump administration from reducing staff and implementing layoffs at various federal agencies. The...
Malloy Evans on Fannie Mae’s Single‑Family Strategy
This article originally appeared in the July 2025 edition of MortgagePoint magazine, online now. Malloy Evans is Fannie Mae’s EVP and Head of Single-Family, reporting to the President and Chief...
HUD: Could ‘Buy Now, Pay Later’ Undermine Home Affordability?
The Department is investigating BNPL products to ensure that FHA single-family mortgage insurance policies effectively address the evolving financial landscape and support the needs of American...