While several factors have played into affordability issues for many in attaining homeownership, Adam Mercado of ClearPath Lending stresses that timing and patience are key for this segment in today’s housing finance landscape.
The post Seizing Homeownership Opportunities appeared first on theMReport.com.
Matt Schulz, Chief Consumer Finance Analyst at LendingTree, shared his U.S. housing market predictions for the upcoming year, detailing the trajectory of home affordability, mortgage debt,...
Money offers four scenarios in which it might not be a good idea to pay off your mortgage early. There's more to the plan than just peace of mind. The post Paying Off Your Mortgage Early Might Be...
In the last six years, property taxes have risen 27%, and homeowners insurance now accounts for a record 9% of typical total monthly housing costs, according to Realtor.com. They’re a part of the...
Included in the deal by the Federal Agricultural Mortgage Corporation was a $290 million senior tranche guaranteed by Farmer Mac and a $23.5 million unguaranteed subordinate tranche. The post...
The Consumer Financial Protection Bureau said the new thresholds will take effect on Jan. 1. The CFPB protects consumers by enforcing federal laws, regulating financial products such as mortgages,...
The MBA’s Weekly Mortgage Applications Survey comes after the Federal Reserve's interest rate cut on Dec. 10. CNBC said the demand for home loans and refinances fell just as it did the previous...
With the Christmas season underway, prospective homebuyers and sellers are pulling back from the housing market, reflecting a decline in both new listings and pending sales nationwide. The post...
Smith brings nearly four decades of financial services experience, including 27 years at Deloitte Consulting. Michael Hutchins, who has served as interim CEO, will continue as the company's...
According to a recent study from Harvard's Joint Center for Housing Studies, home prices for second homes in the U.S. increased at a never-before-seen rate after the pandemic began, with previous...
A new analysis from Veterans United Home Loans shows that the VA loan program rebounded nicely in Fiscal Year 2025, reversing last year's slowdown. The post Gen Z Veterans Drive Sharp Rebound in...
The government-sponsored enterprises have boosted their retained portfolios by more than 25% in the five-month period through October. It happened as the enterprises prepare ahead of a potential...
Following the passing of former EVP and COO Dr. Cheryl Travis-Johnson, VRM Mortgage Services has appointed Tiffany Fletcher, longtime SVP of Compliance as Interim COO. The post VRM Mortgage...
Three members of the Federal Reserve's policy committee talked about interest rates last week, and they offered three different viewpoints about interest rate strategy. The post Federal Reserve...
New Realtor.com data has shown that ultra-low mortgage rates from 2020–2021 continue to discourage home sales as the cost of moving climbs sharply. The post Mortgage Lock-In Effect Leaves...
According to recent RentCafe research, adaptive reuse projects are expanding at an unprecedented rate as the number of apartments from converted buildings increased after experiencing modest rises...
Officials at Fannie Mae said that it would be relocating its San Francisco office to Birmingham next year. Here’s what factors they say are behind the change. The post Fannie Mae Moving San...
The urgency for disaster information is fleeting, Redfin said, likely because humans have a short memory span when it comes to natural disasters. The post Redfin Finds Climate-Risk Views Spike...
The presidents of the 12 regional Federal Reserve banks across the country wield nearly as much influence over interest rates as permanent Fed governors. Treasury Secretary Scott Bessent earlier...
Realtor.com data anticipates a more stable housing market next year, with slowing price growth, rate relief providing more breathing room, and a bump in negotiating power for buyers. The post...
According to ATTOM's Q3 2025 U.S. Home Flipping Report, with profits down and timelines up, investors face a dramatically altered flipping landscape compared with the boom years. The post...
