Farmer Mac Securitizes $313.5 Million in Ag Mortgage Loans
Included in the deal by the Federal Agricultural Mortgage Corporation was a $290 million senior tranche guaranteed by Farmer Mac and a $23.5 million unguaranteed subordinate tranche.
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CFPB Finalizes Five Rule Adjustments to Allowable Dollar Thresholds
The Consumer Financial Protection Bureau said the new thresholds will take effect on Jan. 1. The CFPB protects consumers by enforcing federal laws, regulating financial products such as mortgages,...
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Mortgage Applications Lower in Latest MBA Weekly Survey
The MBA’s Weekly Mortgage Applications Survey comes after the Federal Reserve's interest rate cut on Dec. 10. CNBC said the demand for home loans and refinances fell just as it did the previous...
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Housing Inventory Growth Slows as New Listings Post Biggest Decline of 2025
With the Christmas season underway, prospective homebuyers and sellers are pulling back from the housing market, reflecting a decline in both new listings and pending sales nationwide.
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Freddie Mac Names Kenny M. Smith as its New CEO
Smith brings nearly four decades of financial services experience, including 27 years at Deloitte Consulting. Michael Hutchins, who has served as interim CEO, will continue as the company's...
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Home Prices Surge in Rural Vacation Markets Amid Remote-Work Migration
According to a recent study from Harvard's Joint Center for Housing Studies, home prices for second homes in the U.S. increased at a never-before-seen rate after the pandemic began, with previous...
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Gen Z Veterans Drive Sharp Rebound in VA Loan Activity
A new analysis from Veterans United Home Loans shows that the VA loan program rebounded nicely in Fiscal Year 2025, reversing last year's slowdown.
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Fannie Mae, Freddie Mac Reportedly Bulking Up Their Balance Sheets
The government-sponsored enterprises have boosted their retained portfolios by more than 25% in the five-month period through October. It happened as the enterprises prepare ahead of a potential...
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VRM Mortgage Services Promotes Industry Vet to Interim COO
Following the passing of former EVP and COO Dr. Cheryl Travis-Johnson, VRM Mortgage Services has appointed Tiffany Fletcher, longtime SVP of Compliance as Interim COO.
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Federal Reserve Officials Signal Split Views on Future Rate Path
Three members of the Federal Reserve's policy committee talked about interest rates last week, and they offered three different viewpoints about interest rate strategy.
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Mortgage Lock-In Effect Leaves Homeowners Trapped as Payments Jump
New Realtor.com data has shown that ultra-low mortgage rates from 2020–2021 continue to discourage home sales as the cost of moving climbs sharply.
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Adaptive Reuse for Apartments, Hotels Surges to New Record
According to recent RentCafe research, adaptive reuse projects are expanding at an unprecedented rate as the number of apartments from converted buildings increased after experiencing modest rises...
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Fannie Mae Moving San Francisco Office to Alabama
Officials at Fannie Mae said that it would be relocating its San Francisco office to Birmingham next year. Here’s what factors they say are behind the change.
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Redfin Finds Climate-Risk Views Spike After Wildfires, Hurricanes
The urgency for disaster information is fleeting, Redfin said, likely because humans have a short memory span when it comes to natural disasters.
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Fed Reappoints All Regional Bank Presidents After Bessent Signals Changes
The presidents of the 12 regional Federal Reserve banks across the country wield nearly as much influence over interest rates as permanent Fed governors. Treasury Secretary Scott Bessent earlier...
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Housing Market Forecast Hints at More Balance, Inventory Recovery in 2026
Realtor.com data anticipates a more stable housing market next year, with slowing price growth, rate relief providing more breathing room, and a bump in negotiating power for buyers.
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Q3 Home-Flipping Trends, Rates & ROI Profits
According to ATTOM's Q3 2025 U.S. Home Flipping Report, with profits down and timelines up, investors face a dramatically altered flipping landscape compared with the boom years.
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Cotality Examines National Mortgage Delinquency Rate
While overall delinquencies remain low by historical standards, foreclosure increases in nearly 40% of metros signal growing strain, according to the latest report.
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Could Assumable Mortgages Help Stimulate the Housing Market?
The Urban Institute listed four reasons why assumable mortgages, which allow a homebuyer to assume a seller's low-interest balance, might not help alleviate housing supply concerns.
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Powell: Rate Cuts Won’t Make Big Difference as Housing Sector Struggles
Federal Reserve Chair Jerome Powell has tempered expectations for the recent rate cut's impact, warning that the housing sector's struggles likely will continue.
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