“We are thrilled to have Christina join our team and share her deep knowledge of the mortgage industry, the housing finance system, and the regulatory process to support our members as they enable access to affordable homeownership, while strengthening the safety and soundness of the housing finance system,” said Seth Appleton, President of USMI.
Most Recent Articles
Housing Market Forecast Hints at More Balance, Inventory Recovery in 2026
Realtor.com data anticipates a more stable housing market next year, with slowing price growth, rate relief providing more breathing room, and a bump in negotiating power for buyers. The post...
Q3 Home-Flipping Trends, Rates & ROI Profits
According to ATTOM's Q3 2025 U.S. Home Flipping Report, with profits down and timelines up, investors face a dramatically altered flipping landscape compared with the boom years. The post...
Cotality Examines National Mortgage Delinquency Rate
While overall delinquencies remain low by historical standards, foreclosure increases in nearly 40% of metros signal growing strain, according to the latest report. The post Cotality Examines...
Could Assumable Mortgages Help Stimulate the Housing Market?
The Urban Institute listed four reasons why assumable mortgages, which allow a homebuyer to assume a seller's low-interest balance, might not help alleviate housing supply concerns. The post...
Powell: Rate Cuts Won’t Make Big Difference as Housing Sector Struggles
Federal Reserve Chair Jerome Powell has tempered expectations for the recent rate cut's impact, warning that the housing sector's struggles likely will continue. The post Powell: Rate Cuts Won’t...
U.S. Housing Markets Projected to Steady in 2026
With affordability still topping the list of priorities for homebuyers, Realtor.com research reports that buyers still prefer value hubs such as those found in the Northeast and Midwest. The post...
Insurance Gaps Pose a Problem for Renters at Risk of Climate Disasters
According to a recent report by Harvard's Joint Center for Housing Studies, renters may be financially and physically vulnerable in the event of a disaster due to gaps in government disaster...
Fed Rate Cut Could Make Mortgages, Refinancing More Affordable
The rate announcement doesn't guarantee an immediate impact, as many lenders anticipated the cut and already have adjusted their rate sheets. The post Fed Rate Cut Could Make Mortgages,...
Op-Ed: Research Quantifies Billions in Economic Value Delivered by Federal Home Loan Banks
Ryan Donovan, President and CEO for the Council of Federal Home Loan Banks, discusses how the FHLBanks’ liquidity backstop reduces systemic stress, strengthens local lenders, and fuels...
Bessent Proposes Major Overhaul of FSOC
Bessent's proposals push for looser regulation and a freer approach for the Financial Stability Oversight Council, a switch from its current focus on tightening regulations and oversight. The post...
Demand for FHA Loans Ticks Up Alongside Refi Applications
Many Americans who own their properties are looking for the best rates and any savings they can get, a new CNBC report revealed, as refinance demand for FHA loans jumped last week, providing an...
Hopeful Homebuyers Facing Homeownership Hurdles
Millions of Americans are experiencing homebuying woes, as there a limited number of homes they can afford and too much competition for the ones that are in their price range, according to a new...
Fed Committee Votes to Lower Interest Rates a Quarter Point
The Open Market Committee vote carried caution flags about where policy is headed and featured “no” votes from three members, something that hasn’t happened since September 2019. The post Fed...
Over the Next Two Years, Homeowners Could Experience Rise in Insurance Costs
Real estate analytics firm Cotality has projected that the average homeowner insurance premium is expected to rise 8% in 2026, with another 8% in 2027. The post Over the Next Two Years, Homeowners...
Milliman Acquires MorVest Capital to Expand Leadership in Mortgage Sector, MSR Analytics
The strategic acquisition reinforces Milliman's commitment to delivering comprehensive analytical solutions to the mortgage sector and expands its capabilities with MSR valuation, financing,...
FHFA Announces Deemed-Issuance Ratio for 2026
The deemed-issuance ratio is used for diversification reporting on the bonds ultimately delivered to the buyer until the bonds have been disposed of. The post FHFA Announces Deemed-Issuance Ratio...
October’s Housing Market: Sales and Listings Stagnant
October data shows minimal movement across sales, listings, and price growth, signaling a stagnating market as buyers and sellers remain sidelined. The post October’s Housing Market: Sales and...
CRE Deal Volume Falls for First Time in Nearly Two Years
Monthly data provided by Moody's as a media exclusive to CNBC's Property Plan, showed that October was the first month of negative year-over-year transaction volume growth since the post-Fed rate...
Foreclosures Keep Rising Nationwide as Market ‘Normalizes’
ATTOM's report noted that nationwide, one in every 3,992 housing units had a foreclosure filing in November. Despite national increases, markets like Boston, Miami, and Sacramento saw fewer...
C3 Index: Consumer Lenders Turn Optimistic Despite a Challenging Q3
More members reported that business conditions worsened than reported they improved, AFSA said. Still, there's optimism in the report for the future. The post C3 Index: Consumer Lenders Turn...